Fees and loan interests

Filling out a loan application

 

Filling out an application

Free of charge

 

 

Initial charges and fees for consumer loans up to EUR 4000 are incurred by the borrower immediately upon the funding of the loan

 

Interest 

From 12 per cent/year

Single conclusion of a loan agreement

10.5 per cent of the loan amount

Account administration fee

0.22 per cent/month of the loan amount + VAT

Pavyzdžiui, skolinantis 1.000 EUR, sutartį sudarant 24 mėn. terminui, fiksuotoji metinė palūkanų norma – tik 8 proc., vienkartinis sutarties sudarymo mokestis - 105 EUR, sąskaitos administravimo mokestis - 2.66 EUR/mėn., BVKKMN (Bendroji vartojimo kredito kainos metinė norma) – 28.42 proc., eilinės mėnesio įmokos suma – 47.89 EUR/mėn., Jums pervedama paskolos suma - 895 EUR, visa grąžinama paskolos suma - 1149.36 EUR.

 

For example, if you are borrowing EUR 1000 by concluding an agreement for 24 months, the fixed annual interest rate is only 8 per cent, single fee for conclusion of the agreement – EUR 105, account administration fee – EUR 2.66/month, TACCR (total annual consumer loan cost rate) – 28.42 per cent, monthly instalment amount – EUR 47.89 EUR/month. Loan amount transferred – EUR 895, total loan amount repaid – EUR 1149.36.

 

Initial charges and fees for consumer real estate (home equity line) loans are incurred by the borrower immediately upon the funding of the loan:

 

Interest 

from 6 per cent/year

Single conclusion of a loan agreement

from 5.5 per cent of the loan amount

Account administration fee

0.25 per cent/month of the loan amount + VAT

Initial charges and fees for real estate project loans are incurred by the borrower immediately upon the funding of the loan:

 

Interest 

from 6 per cent/year
Single conclusion of a loan agreement from 3.5 per cent of the loan amount
Account administration fee 0.22 per cent/month of the loan amount + VAT

    

 

Charges applicable to the loan recipients, in cases of late payment of loan repayment instalments:

 

Late payment fee

0.05 per cent/day

Late payment interest for real property secured loans

0.5 per cent/day

Late payment interest

As agreed in contract

Charges applicable to the investors:

 

Investment into loans

Free of charge

Fee applicable to the loan buyer, who purchased the right of claim

1 per cent of the transaction amount