Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
< 1 year 1 year 2 years 3 years 4 years 5 years Consumer HELOC* Total
Loans Originated € 250 221 € 602 333 € 2 190 153 € 2 097 951 € 928 500 € 1 065 250 € 6 602 408 € 452 000 € 7 054 408
Principal repaid € 220 659 € 452 095 € 1 036 864 € 746 831 € 182 383 € 162 789 € 2 645 185 € 151 583 € 2 796 768
Loans outstanding € 29 563 € 150 238 € 1 153 289 € 1 351 121 € 746 117 € 902 461 € 3 957 223 € 300 417 € 4 257 640
Current € 22 506 € 119 101 € 1 021 844 € 1 262 666 € 736 285 € 898 923 € 3 689 153 € 297 023 € 3 986 176
1-15 late € 715 € 3 308 € 23 980 € 17 287 € 2 928 € 1 537 € 48 447 € 1 308 € 49 755
16-30 late € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0
31-60 late € 471 € 1 856 € 15 328 € 11 144 € 1 590 € 577 € 30 350 € 616 € 30 965
61-120 late € 611 € 3 524 € 21 290 € 15 402 € 1 853 € 638 € 42 603 € 714 € 43 318
121-209 late € 1 323 € 6 387 € 24 700 € 17 356 € 1 880 € 580 € 51 470 € 756 € 52 226
210+ late € 3 936 € 16 062 € 46 148 € 27 266 € 1 582 € 207 € 95 200 € 0 € 95 200
Default loans € 3 863 € 16 592 € 104 092 € 113 799 € 11 094 € 0 € 249 441 € 0 € 249 441
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 4 750
Average number of loans per investor 76
Average investment per investor € 1 648
Total principal repaid to investors € 2 801 767
Total interest paid to investors € 1 016 343

Secondary Market Statistics

Total value of investments sold € 693 097
Total number of transactions 40 208
% of investors active* in secondary market 37.28%
*have made at least one investment in secondary market