Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
< 1 year 1 year 2 years 3 years 4 years 5 years Consumer HELOC* Total
Loans Originated € 257 371 € 635 433 € 2 335 053 € 2 206 051 € 1 069 650 € 1 321 800 € 7 286 758 € 458 600 € 7 745 358
Principal repaid € 234 028 € 489 261 € 1 219 357 € 879 115 € 229 830 € 206 760 € 3 090 024 € 162 385 € 3 252 409
Loans outstanding € 23 343 € 146 172 € 1 115 696 € 1 326 936 € 839 820 € 1 115 040 € 4 196 734 € 296 215 € 4 492 950
Current € 16 642 € 114 698 € 965 899 € 1 223 956 € 826 198 € 1 110 210 € 3 890 858 € 292 654 € 4 183 512
1-15 late € 517 € 3 489 € 25 065 € 18 328 € 4 316 € 2 097 € 52 406 € 1 440 € 53 846
16-30 late € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0
31-60 late € 184 € 1 493 € 15 407 € 12 217 € 2 071 € 773 € 31 682 € 463 € 32 145
61-120 late € 534 € 2 270 € 22 833 € 17 510 € 2 478 € 713 € 46 042 € 297 € 46 339
121-209 late € 765 € 4 829 € 27 638 € 19 289 € 2 265 € 782 € 54 536 € 1 031 € 55 568
210+ late € 4 701 € 19 393 € 58 853 € 35 636 € 2 493 € 464 € 121 210 € 330 € 121 541
Default loans € 4 376 € 19 655 € 118 623 € 139 878 € 20 071 € 7 529 € 310 133 € 0 € 310 133
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 4 993
Average number of loans per investor 79
Average investment per investor € 1 723
Total principal repaid to investors € 3 258 538
Total interest paid to investors € 1 158 124

Secondary Market Statistics

Total value of investments sold € 783 143
Total number of transactions 46 196
% of investors active* in secondary market 37.97%
*have made at least one investment in secondary market