Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
< 1 year 1 year 2 years 3 years 4 years 5 years Consumer HELOC* Total
Loans Originated € 270 271 € 675 333 € 2 467 953 € 2 337 851 € 1 192 850 € 1 549 500 € 7 949 158 € 464 600 € 8 413 758
Principal repaid € 246 656 € 526 627 € 1 391 627 € 1 008 645 € 280 977 € 273 485 € 3 539 125 € 181 805 € 3 720 930
Loans outstanding € 23 615 € 148 705 € 1 076 326 € 1 329 206 € 911 873 € 1 276 015 € 4 410 033 € 282 795 € 4 692 828
Current € 17 055 € 116 838 € 905 219 € 1 208 389 € 894 085 € 1 268 490 € 4 059 791 € 277 265 € 4 337 056
1-15 late € 440 € 3 701 € 26 796 € 21 056 € 5 514 € 3 098 € 58 521 € 2 120 € 60 641
16-30 late € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0
31-60 late € 154 € 1 422 € 16 185 € 13 487 € 2 713 € 1 473 € 34 082 € 1 388 € 35 470
61-120 late € 310 € 1 737 € 24 238 € 19 186 € 3 138 € 1 122 € 49 257 € 508 € 49 765
121-209 late € 693 € 3 237 € 29 570 € 21 570 € 2 803 € 921 € 58 287 € 507 € 58 794
210+ late € 4 963 € 21 769 € 74 319 € 45 517 € 3 621 € 912 € 150 094 € 1 008 € 151 102
Default loans € 4 614 € 21 731 € 132 047 € 166 434 € 26 182 € 11 362 € 362 369 € 0 € 362 369
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 5 158
Average number of loans per investor 83
Average investment per investor € 1 812
Total principal repaid to investors € 3 728 195
Total interest paid to investors € 1 300 151

Secondary Market Statistics

Total value of investments sold € 786 375
Total number of transactions 50 386
% of investors active* in secondary market 38.31%
*have made at least one investment in secondary market