Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
< 1 year 1 year 2 years 3 years 4 years 5 years Consumer HELOC* Total
Loans Originated € 277 921 € 718 583 € 2 601 153 € 2 470 201 € 1 353 100 € 1 820 300 € 8 688 658 € 472 600 € 9 161 258
Principal repaid € 257 607 € 569 388 € 1 564 065 € 1 136 028 € 354 290 € 334 427 € 4 002 143 € 196 047 € 4 198 190
Loans outstanding € 20 314 € 149 194 € 1 037 088 € 1 334 174 € 998 810 € 1 485 873 € 4 686 515 € 276 553 € 4 963 068
Current € 14 119 € 118 881 € 854 699 € 1 197 844 € 977 682 € 1 475 644 € 4 306 239 € 270 133 € 4 576 372
1-15 late € 265 € 2 676 € 23 412 € 21 693 € 5 800 € 3 563 € 55 299 € 2 148 € 57 447
16-30 late € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0
31-60 late € 62 € 1 352 € 14 452 € 14 182 € 2 969 € 1 925 € 33 752 € 1 227 € 34 979
61-120 late € 203 € 1 590 € 24 309 € 21 029 € 3 785 € 2 426 € 51 688 € 1 688 € 53 377
121-209 late € 504 € 2 084 € 30 840 € 24 337 € 3 601 € 990 € 62 043 € 313 € 62 356
210+ late € 5 162 € 22 611 € 89 376 € 55 089 € 4 974 € 1 325 € 177 494 € 1 044 € 178 538
Default loans € 4 965 € 22 322 € 140 202 € 178 026 € 33 014 € 15 289 € 393 818 € 0 € 393 818
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 5 355
Average number of loans per investor 87
Average investment per investor € 1 899
Total principal repaid to investors € 4 216 040
Total interest paid to investors € 1 456 507

Secondary Market Statistics

Total value of investments sold € 863 162
Total number of transactions 55 650
% of investors active* in secondary market 38.41%
*have made at least one investment in secondary market