Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
< 1 year 1 year 2 years 3 years 4 years 5 years Consumer HELOC* Total
Loans Originated € 234 371 € 555 453 € 2 027 153 € 1 922 651 € 742 550 € 809 500 € 5 775 678 € 436 000 € 6 211 678
Principal repaid € 206 031 € 407 286 € 863 383 € 635 581 € 142 039 € 121 973 € 2 240 778 € 131 708 € 2 372 486
Loans outstanding € 28 340 € 148 167 € 1 163 770 € 1 287 070 € 600 511 € 687 527 € 3 534 900 € 304 292 € 3 839 192
Current € 20 363 € 114 190 € 1 044 142 € 1 210 846 € 591 737 € 684 562 € 3 289 484 € 300 163 € 3 589 647
1-15 late € 1 069 € 5 611 € 27 264 € 17 132 € 3 274 € 1 694 € 53 840 € 2 204 € 56 044
16-30 late € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0
31-60 late € 435 € 2 989 € 15 676 € 10 249 € 1 469 € 390 € 30 855 € 353 € 31 208
61-120 late € 1 638 € 4 902 € 19 743 € 14 237 € 1 497 € 430 € 41 774 € 673 € 42 448
121-209 late € 1 824 € 7 192 € 22 395 € 15 318 € 1 529 € 309 € 47 669 € 898 € 48 567
210+ late € 3 011 € 13 282 € 34 550 € 19 288 € 1 005 € 142 € 71 278 € 0 € 71 278
Default loans € 2 795 € 15 946 € 86 114 € 86 449 € 8 093 € 0 € 199 398 € 0 € 199 398
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 4 455
Average number of loans per investor 72
Average investment per investor € 1 549
Total principal repaid to investors € 2 376 345
Total interest paid to investors € 876 633

Secondary Market Statistics

Total value of investments sold € 606 664
Total number of transactions 33 993
% of investors active* in secondary market 36.43%
*have made at least one investment in secondary market

Loans statistics

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.