Puslapis 11

Pay down loans or invest

StandartinėParašytas: 04 Geg 2018, 12:52
BernardWells
Hi all,

I've got about 100k of student loans left at 3.77%; trying to decide on paying this beast down asap versus maxing out my 401k (unfortunately the most affordable option is an s&p 500 fund with ER 0.54) and my Roth IRA (invested in VTI at TDA but may make the switch to SPTM with TDA's ETF switch ups- any opinions on that?!). I'm 30yo with an income of around 125k. Got an emergency fund, stable job I enjoy, and am learning a lot from these forums. I'd love to park my money in my investment accounts but I've realized I'm pretty debt averse and hate these loans! What would you experts do?!

Please help.

I did not find the right solution from the internet.

References:-
https://www.bogleheads.org/forum/viewtopic.php?t=234092
B2B Content Video

Thanks