SAVY Term of Use - 2 part

SAVY Term of Use - 2 part

Standartinė Aistė Savy » 08 Bal 2015, 14:29

8. PAYMENT SYSTEM OF THE WEBSITE
8.1. The Website shall perform all payments and crediting of the funds via the Paysera platform managed by “EVP International” UAB wherein each Consumer has opened a Consumer’s Paysera account. Monetary funds shall be directly debited from one Consumer’s account and directly credited to another Consumer’s account (e.g. from the Lender’s account to the Recipient’s of the Loan account after the end of a successful Auction or from the Recipient’s of the Loan account to the Lender’s account when the Recipient of the Loan is repaying the funds). Monetary funds shall be credited to the Organizer’s account only in case they belong to the Organizer – the fee for conclusion of the Contract, the fee for inspection of the person in “Creditinfo Lietuva” UAB, the Administration fee, any fines and other payments.
8.2. The Organizer shall perform the crediting and debiting of funds in line with the authorization granted by the Consumer via the Paysera system and within that scope only.
8.3. The Organizer is not the manager of the monetary funds owned by the Lender and / or the Recipient of the Loan. The Organizer is merely a mediator liable for the performance of functional instructions of the Consumers but not for the making of specific decisions.
8.4. The Organizer shall not be liable for any losses of the Consumer caused due to an improper decision made by the Consumer and / or false information provided by the Recipient of the Loan, and / or in the cases when the Consumer gave away and / or lost unique login to the Website data, and / or in the cases when functional crediting and / or debiting of monetary funds are performed improperly due to the activities of a third party, which is not related to the Organizer, in case of a violation of the system.
8.5. The Organizer shall not have any rights of ownership to the funds available in the Consumer’s account for which the legal obligations under the valid Loan Contracts and this Contract for Usage have not yet matured.
8.6. All transfers made in the Consumers’ Paysera accounts shall be recorded in the Consumer’s account in the Website and/or in the Paysera system.
8.7. Consumer is obliged to immediately notify the Organizer about any funds that are unduly credited or debited from Consumer Paysera Account. Consumer is obliged to return the unduly credited funds within 5 working days from the date of the Organizer request, should there be no sufficient funds in the Consumer Paysera Account to debit the unduly credited funds. In the event the Consumer fails to remedy or return the requested funds that were unduly credited to his Consumer Paysera Account within 5 days, the Organizer has the right to unilaterally credit the funds from the Consumer Paysera Account.
8.8. Credit or return of funds recorded by Organizer when the funds are expanded to investors from the Organizer account are not and can not be assessed as a Organizer payment functions.
9. THE CONSUMER’S DEBT
9.1. The failure of the Recipient of the Loan to transfer the funds following the schedule of the Loan on time shall mean that the Recipient of the Loan shall have to additionally pay the following:
9.1.1. from the first day of delay of the payment: a penalty for delay from the delayed Loan and the Interest – for each day delayed – it shall be considered the ownership of the Lenders;
9.1.2. from the first day of delay of the payment: a penalty for delay from the delayed administrative fee – for each day delayed – it shall be considered the ownership of the Organizer;
9.1.3. in case the payment is delayed for one day: pay a one-off fine which shall be considered the ownership of the Organizer. A penalty for delay shall not be calculated from the unpaid fine;
9.1.4. in case the payment is delayed for 16 days: pay a one-off fine which shall be considered the ownership of the Organizer. A penalty for delay shall not be calculated from the unpaid fine;
9.1.5. in case the payment is delayed for 40 days and / or the Loan Contract is terminated: pay a one-off fine which shall be considered the ownership of the Organizer. A penalty for delay shall not be calculated from the unpaid fine.
9.2. If the Recipient of the Loan has concluded more than one Loan Contract and the amount available in the Consumer’s account is not sufficient for the amounts payable to all Lenders under the Loan Contracts, the Lenders’ claims shall be satisfied in proportion to the amount of the loans granted by the Lenders or separately to each Lender in full capacity, whilst regarding to the fact who was the first Lender to invest in the loan recipient’s application during the auction.
9.3. The Recipient of the Loan shall be notified about the fact that he/she is late to pay by e-mail and / or a notification. Failure to notify about that shall not exempt the Recipient of the Loan from the fulfillment of his/her all obligations.
9.4. The Organizer shall have the right to transfer exaction from the Recipient of the Loan to debt exaction companies and, in this case, the Recipient of the Loan shall have to compensate the applicable exaction fee and / or cover all other costs of the Organizer or the debt exaction company related to such exaction. The Recipient of the Loan confirms that he/she is aware of the fact that such a sum may amount to approximately 20 (twenty) percent from the existing amount of his/her debt.
9.5. The Loan Contract may be terminated by a unilateral statement of the Organizer in the cases stipulated in the General Terms of the Loan Contract and in this Contract for Usage.
9.6. The Organizer shall not be liable for the Consumer’s failure to fulfill his/her obligations, including the delay of the payments of the Recipient of the Loan or of the Lender.
9.7. The Lender and the Recipient of the Loan agree and confirm that the Organizer can take over the Lenders’ Rights of claim in the cases stipulated in this Contract or the Loan or Consumer Credit Contract as well as when necessary to ensure the performance of the Loan Contract and exaction of debt for the purpose for the Organizer to perform all actions necessary in order to represent the Lender’s interests properly and administer repayment of the debt. Automatic transfer of the Lender’s Right of claim (with the right to transfer it to any third party) shall take place when the Organizer sends a notification about automatic taking over of the Rght of claim to the Lender at the e-mail saved in the data base of the Website. The Organizer shall send a notification about termination of the Loan (Consumer Credit) Contract and of transfer of the Right of claim to the Recipient of the Loan at the e-mail saved in the data base of the Website or at the last known address of the residential location of the Recipient of the Loan. Automatic transfer of the Right of claim shall be applicable together with a deferred payment and the Organizer shall repay the funds of the Right of claim to the Lender which it shall recover during exaction of debts after the Organizer deducts the fees stipulated in the rates of the Services. The Recipient of the Loan confirms that the personality of the Lender is of no material significance to him/her.
9.8. The Lender confirms that the personality of the Recipient of the Loan is of no material significance to him/her.
9.9. Having taken over the Right of claim, the Organizer shall act as a reasonable creditor and shall make the efforts attempting to recover the debt; however, it shall not be liable before the Lender individually, jointly or subsidiary with the Recipient of the Loan for successful recovery of the debt and for the scope of such success. The Lender agrees with and confirms that.
9.10. The Recipient of the Loan shall have the right to address the Organizer in writing and the latter shall have the right to correct the payment schedule in the cases and in line with the procedure stipulated in the Loan Contract.
9.11. In case the Recipient of the Loan delays any payments, the liabilities of the Recipient of the Loan shall be set off in the following order when monetary funds are received from the Recipient of the Loan:
9.11.1. first line: a penalty for delay owed to the Lenders, a penalty for delay owed to the Organizer from the administration fee and the Interest owed to the Lenders from the unpaid amount;
9.11.2. second line: the fines owed to the Organizer due to the failure of the Recipient of the Loan to fulfill his/her obligations;
9.11.3. third line: the administration fee owed to the Organizer;
9.11.4. fourth line: the amount of the Loan and the Interest owed to the Lenders;
9.11.5. in the cases when exaction of the obligations has been transferred forcedly, the first line of compensation deals with the costs related to such exaction incurred by the Organizer (stamp duty, costs of the executive letter, court, correspondence, costs of debt exaction companies, the Organizer’s fee, etc.)
9.12. The recipient of the loan cannot express complaint about not receiving the messages sent by the Organizer, if he did not inform about the change of his email adress or his mobile phone number, whilst the Organiser had sent the message using the last available email or mobile phone number provided by the loan recipient.
9.13 The Recipient of the loan agrees to the Organizer using fax as well as automated calling systems, which do not require human involvement, to send messages
10. PRICING
10.1. The fees applicable by the financial institutions chosen by the Consumer for transferring monetary funds between the Consumer’s bank account and the Consumer’s Paysera account shall be covered by the Consumer.
10.2. The fee for inspection of the Consumer in the data base of “Creditinfo Lietuva” UAB shall be applicable to the Recipient of the Loan in line with the rates of the Services of the Website applicable at that moment.
10.3. The Recipient of the Loan shall pay the fees which accrue due to the delay of the Recipient of the Loan to pay the Loan as stipulated in this Contract for Usage and in the terms of the Loan Contract.
10.4. All fees and costs payable by the Consumer are stipulated in the Website, in the rates of the Services applicable at that moment.
10.5. The Recipient of the Loan shall pay the fee for conclusion of the Contract to the Organizer in line with the rates of the Services applicable at the moment of conclusion of the Loan Contract.
10.6. The Recipient of the Loan shall pay the Administration fee to the Organizer for each month until the day on which the Loan Contract comes to an end in line with the rates of the Services applicable at the moment of conclusion of the Loan Contract.
10.7. If the day of payment of the repayments of the loan and of other payments payable by the Recipient of the Loan coincides with an official holiday or a festival, the following business day shall be considered the day of payment.
11. THE CONSUMER’S PERSONAL INFORMATION
11.1. By confirming this Contract for Usage for the purpose to use the Website and the Organizer’s services, the Consumer agrees that the Organizer shall handle his/her personal information under this Contract for Usage and the Loan or Consumer Credit Contracts. The Consumer grants the Organizer the right to handle his/her personal information for the purposes and within the scope stipulated in the Contract for Usage and in the Loan or Consumer Credit Contract as well as on the ground and in the manners stipulated in the legislation. The Consumers who are natural persons shall have the right to request at any time to terminate the handling of personal information and to destroy the collected personal information or to make it unavailable if the Consumer does not have any valid legal relationship or Contracts with the Website or other Consumers and if the Organizer does not have the duty to preserve this data.
11.2. The Organizer shall have the right to handle all Consumer’s data which the Consumer submitted to the Organizer while providing the services to the Consumer under this Contract for Usage and the Consumer’s Loan or Consumer Credit Contract. The Organizer shall also have the right to search for or to collect information about the Consumer from publicly available sources.
11.3. The Consumer agrees that the Organizer shall present the Consumer’s personal identification number as well as receive and handle his/her personal information and information about the Consumer for the following purposes: determination of the identity of the person, inspection of the correctness of personal information, provision of the Loan, consumer credit or financial services and conclusion, performance and control of other transactions, accounting of contracts and customers (financial, bookkeeping, statistical), prevention of financial losses, protection and defense of the Organizer’s rights and legitimate interests, assessment of solvency, management of debts, proper provision of services and for any other purposes. The Consumer agrees that the Organizer shall obtain all Consumer’s data which it is entitled to obtain under the laws from the public registers via “Creditinfo Lietuva” UAB, code: 111689163, or directly from the registers.
11.4. The Organizer shall have the right to handle all Consumer’s data inasmuch as needed in order to provide the services to the Consumer under this Contract for Usage and the Consumer’s Loan or Credit Contracts, including but not limited to data which is reasonably necessary for the performance and assurance of the Loan or Consumer Credit Contracts concluded via the Website. This data is as follows (including but not limited to):
11.4.1. the Consumer’s personal information, e.g. name, surname, date of birth, personal identification number, marital status, data of the personal identification documents, etc.;
11.4.2. the Consumer’s contact information, e.g. residence place address, e-mail address, telephone number, etc.;
11.4.3. the Consumer’s profession, education, e.g. education, employment, job position, profession, etc.;
11.4.4. the Consumer’s financial status, e.g. income, expenses, property, liabilities, owned real estate, existing liabilities in the Website, etc.;
11.4.5. the Consumer’s general information, e.g. data concerning the punctuality of payments, frequency of visits to the Website, his/her participation in the forum of the Website, his/her involvement in the activities of the Website, etc.;
11.4.6. the consumer’s personal information in social networks in the cases when and within the scope on which the Consumer gives his consent via social networks (Facebook, Twitter, Linkedin, etc.) for the purpose of conclusion of the Consumer’s Loan or Consumer Credit Contracts.
11.5. The Organizer shall handle and use the Consumer’s data for the purpose to assess whether a specific Consumer is able to assume new liabilities and to fulfill them properly thus aiming to minimize the possibility of unrepaid loans. The data shall also be used for the Organizer to be able to provide the services of the Website properly to the Consumers and to supervise the state of performance of the Loan Contracts.
11.6. The Organizer shall have the right to use the depersonalized Consumer’s data for the purpose to analyze the data at various statistical sections aiming to perform statistical and financial analyses, to improve the quality of the services, aiming to reduce risks, etc. The Organizer shall have the right to publish the depersonalized statistical analyses of such data and to use it for marketing and other purposes.
11.7. The Consumer agrees that the Organizer shall have the right to disclose the Consumer’s data (in the cases when it is impossible not to disclose it or when it is reasonably necessary to do so):
11.7.1. to the providers of the Organizer’s services who are not able not to become aware of the Consumer’s data due to the specifics of their services (companies providing accounting services, providers of IT services, lawyers, courts, bailiffs, debt exaction companies, managers of data bases, etc.);
11.7.2. when the Organizer is obliged to do that by the applicable legislation.
11.8. The Organizer shall have the right to use the contact information provided by the Consumer for the purpose of contacting the Consumer regarding specification of the information and / or regarding other necessary issues as well as for the purpose to offer new services to the Consumer, i.e. for direct marketing purposes. The Consumer shall have the possibility to inform the Organizer when he/she disagrees that his/her data be handled for direct marketing purposes. The Organizer shall have the right to transfer the Consumer’s telephone number, name and surname, the amount of the loan and the property owned to the partners of the Organizer who shall be able to contact the Consumer and present an alternative proposal for a loan or a consumer credit to the Consumer.
11.9. The Organizer shall have the right to record the data which it obtains additionally from the Consumer during the contact with the Consumer (by mail, telephone, e-mail, etc.).
11.10. The Organizer shall handle the data for 6 years.
11.11. The Consumer guarantees that all data submitted by him/her to the Organizer while using the services of the Website is correct.
11.12. The Consumer who has submitted erroneous information shall be liable for the damage suffered by the Organizer and / or other Consumers due to such information, including but not limited to the cases when other Consumers conclude a contract with such Consumer who has submitted erroneous information on the grounds of the presumption that such information is accurate.
11.13. The Consumer must notify the Organizer about the following in writing not later than within 5 calendar days:
11.13.1. any changes of personal information, especially those of contact information;
11.13.2. sudden worsening of the economic state and each circumstance due to which the solvency of the Recipient of the Loan is or can be reduced;
11.13.3. usage of the amount of the Loan for the purpose other than stated in the Application;
11.13.4. each circumstance due to which the possibilities of the Recipient of the Loan to duly fulfill the assumed obligations worsen or may worsen; each circumstance due to which the financial status of the Recipient of the Loan worsens or may worsen in the future (e.g. newly assumed debt liabilities (new consumer contracts, leasing, etc.));
11.13.5. about any arbitrage, court and / or other proceedings (execution, etc.) which is initiated by the Recipient of the Loan or is initiated against the Recipient of the Loan if that could worsen the status of the Recipient of the Loan.
11.14. In case the Consumer does not submit the information stipulated in clause 11.13, the Organizer, having become aware of the existence of such circumstances and the Consumer’s failure to inform about them, shall have the right to consider that a material violation of this Contract for Usage and to assume respective actions, including but not limited to termination of the Loan or the Consumer Credit Contract, suspension of the Consumer and / or elimination thereof from the Website, etc.
11.15. The Consumer agrees that the depersonalized information thereof be disclosed in the Website during the Auction after he/she completes and confirms the Application.
11.16. The Consumer is informed that:
11.16.1. the Organizer shall have the right to obtain the Consumer’s personal data from the third parties to which the Consumer failed to duly fulfill his/her financial or property obligations as well as from the data managers handling joint files of debtors’ data in the cases and in line with the procedure established by the laws;
11.16.2. if the Recipient of the Loan fails to fulfill his/her obligations under the Loan Contract properly, the Organizer shall have the right, having duly notified the Recipient of the Loan about that, to submit the Consumer’s personal data to “Creditinfo Lietuva” UAB, code: 111689163, other data managers handling joint files of debtors’ data and all other third parties who have a legitimate interest as well as in case the Recipient of the Loan is late to fulfill his/her obligations for 35 days;
11.16.3. the Consumer may familiarize oneself with his/her personal data and handling thereof at any time, i.e. to obtain information from which sources and which personal information was selected, for which purpose it is handled, to whom it is submitted, having duly notified the Organizer about that in writing not less than 14 business days in advance;
11.16.4. The Organizer shall obtain the Consumer’s data during his/her registration, determination of identity, submission of the Applications and the proposal, investment, discussions and the whole time during which he/she is a Consumer of the Website.
11.17. The Organizer is registered in the State Data Protection Inspectorate and information about the data being handled can be found at: https://www.ada.lt/go.php/lit/IMG/401.
11.18. It is clear to the Consumer and he/she understands that the Loan or the Consumer Credit Contract is concluded between the Organizer, the Recipient of the Loan and the Lender. On the grounds of this provision, the Lender can see in his/her Paysera account the person (name and surname) to whom the funds were transferred and the Recipient of the Loan can see the person (name and surname) who transferred the funds and to whom he/she must repay these funds. The Lender shall also have the possibility to obtain the name, surname and personal identification code of the Recipient of the Loan. The Consumers agree and do not object to the fact that this data is public to the parties of the Loan or the Consumer Credit Contract.
11.19. The Consumer undertakes not to disclose the information which he/she has received under the Loan or the Consumer Credit Contract, including but not limited to the information regarding the other party of the Loan Contract (name, surname, personal identification code, amount of the Loan, amount of the Interest, period of the Loan, amount of the monetary sum transferred by the specific Lender, failure of the Recipient of the Loan to fulfill his/her obligations on time, schedule of payment of the Loan, forced exaction of the loan that is taking place, etc.) to any third parties. The person violating this duty of confidentiality shall have to pay a fine equaling to the amount of the Loan to the suffering party, pay a fine equaling to the amount of the Loan to the Organizer (which shall be considered minimum losses of the Organizer and the Lenders by the Parties) as well as compensate all direct and indirect losses if they are not covered by the fine.
11.20 Neither the Lender nor the Recipient of the Loan shall have the right to use the information stipulated in clauses 11.15 and 11.18 in order to satisfy other needs thereof, including but not limited to the aim to obtain a postponement or premature repayment of a certain part of the Loan, offer other services, etc.
11.21. The agreement, signed by the loan Recipient regarding the handling of personal data as well as the confirmation that the loan is for family needs and interests, is integral part of this Usage agreement.
12. THE ORGANIZER’S INSOLVENCY
12.1. In case the Organizer’s bankruptcy case is initiated, all Auctions shall be terminated and no new Loan or Consumer Credit Contracts shall be concluded.
12.2. All information shall be transferred to the bankruptcy administrator or another authorized person in order to properly perform the Loan Contracts in force and ensure the continuity of the existing exactions and other activities necessary for the assurance of normal legal relationship.
12.3. The Organizer’s bankruptcy shall not have any influence whatsoever on the Loan or Consumer Credit Contracts concluded between the Consumers and the said Contracts shall continue to be in force. No exaction under the Organizer’s liabilities may be directed at the Loans.
13. LIMITATION OF THE ORGANIZER’S LIABILITY
13.1. The Organizer shall not be liable for:
13.1.1. the correctness and authenticity of the data submitted to the Organizer and other Consumers by the Consumer;
13.1.2. the actions and / or inactivity of the administrator of the Consumer’s account “EVP International” UAB;
13.1.3. illegal behaviour of the Consumer and / or violation of the Contract for Usage, fulfillment of the liabilities and obligations under the Loan or the Consumer Credit Contract;
13.1.4. validity and legitimacy of the Loan and other Contracts concluded in the Website;
13.1.5. losses if they were caused due to force majeure circumstances, including the actions of any third parties as well as failures of communication transmission, electronic data exchange and payment systems.
13.2. The Consumers shall conclude the Loan or the Consumer Credit Contracts in the Website directly with other Consumers at their own will and risk and they themselves personally shall be the parties to the Contracts.
13.3. The Organizer is a party to the Loan or the Consumer Credit Contract under the terms thereof.
13.4. The Consumers shall accept the risk and liability using the contract forms offered in the Website and must notify the Organizer if they notice any inaccuracies or discrepancies.
13.5. The Organizer shall not be liable for any obligations which may arise on the part of the Recipient of the Loan (Consumer Credit) under the applicable legislation and / or of the Lender who concludes and / or performs the Loan or the Customer Credit Contracts via the Website.
14. TRANSFER OF THE RIGHT OF CLAIM
14.1. The Consumer shall have the right to transfer (assign) his/her Right of claim in the Website to another Consumer in line with the procedure established in this section. The Consumer shall be able to freely dispose of his/her Right of claim acquired either under the Loan or the Consumer Credit Contract.
14.2. In order to transfer the Right of claim, the Consumer must mark the Right of claim which he/she wishes to transfer in the self-service system and confirm the Proposal (Offer) regarding transfer of the Right of claim.
14.3. The Consumer shall have the right to sell the Right of claim for a price higher or lower than the value of the Right of claim. This amount shall be considered the price which one Consumer must pay to another Consumer for the Right of claim.
14.4. The Consumer’s Proposal (Offer) to transfer the Right of claim shall be considered a public and binding proposal to acquire the Right of claim from the moment it is confirmed and the Proposal may be accepted by other Consumers.
14.5. At the time of transferring the Right of claim, the Consumers shall have the right to familiarize themselves with the depersonalized information regarding the Recipient of the Loan stated in clause 5.15 of this Contract for Usage; however, the Organizer shall not disclose the Consumer’s personal information during the transfer.
14.6. The Consumer shall have the right to acquire the Rights of claim for the amount which is the amount of the free funds at the disposal (non-reserved) of the Consumer in the Consumer’s Paysera account.
14.7. In order to acquire a Right of claim, the Consumer must choose the desired Right of claim from the list in the Website and click the confirmation. Having done that, the Consumer shall have to confirm the terms of the Consent (Acceptance) and, in such a case, he/she shall become the owner of the Right of claim.
14.8. The concluded contract for the transfer of the Right of claim shall be performed by debiting monetary funds from the Paysera account of the Consumer who buys the Right of claim and crediting them to the Paysera account of the Consumer who sells the Right of claim.
14.9. The owner of the Right of claim shall be changed in the Website from the date of performance of the contract for the transfer of the Right of claim and the new owner shall be entitled to all existing and future payments and rights under the Right of claim acquired. All payments under the Right of claim must be paid to the Consumer’s Paysera account of the new owner.
14.10. The Consumer who has acquired a Right of claim shall become a party of the legal relationship with the Organizer and the Recipient of the Loan in the scope of the Consumer who sold the Right of claim and shall acquire all rights and duties which the Consumer who sold the Right of claim had.
14.11. In the case when the Right of claim is secured by mortgage or another security of the liability, the Consumer who transfers the Right of claim shall also transfer his/her rights to the security to the Consumer who buys the Right of claim at the time of transfer of the Right of claim.
14.12. The Recipient of the Loan agrees that the Lender may transfer the Right of claim to his/her credit debt under the Loan or the Consumer Credit Contract to another Consumer (6.109 of the Civil Code of the Republic of Lithuania (CC). After the transfer of the Right of claim takes place, the Organizer shall notify the Recipient of the Loan that the owner of the Right of claim thereof has changed at the e-mail recorded in the data base of the Website or by a notification and that shall be considered a proper notification of the transfer of the Right of claim under article 6.109 of CC.
14.13. The Organizer shall have the right not to permit the Consumers to transfer the Rights of claim if the Recipient of the Loan is late to perform his/her payments in line with the schedule of repayment of the Loan.
14.14. The transfer of the Right of claim shall not be permitted from the moment when the Organizer takes over the Right of claim from the Consumer because of insolvency of the Recipient of the Loan.
15. AUTOMATIC INVESTMENT TOOL
15.1. The automatic investment tool is a way for the Lenders to pre-set prior investment parameters and to take part in the Auctions, automatically invest in the Applications and submit Proposals on the basis of such prior setting. The Consumer may change the parameters of the automatic investment tool.
15.2. The Lender’s Proposal submitted using the automatic investment tool shall be equal to the Proposal submitted by the Consumer personally and shall have the same rights and duties as established by this Contract for Usage.
15.3. The Consumers shall accept the risk and be liable for using the automatic investment tool, selecting the parameters as well as credit risk of the Applications in which they invest and potential failure to fulfill obligations.
15. FINAL PROVISIONS
15.1 The Organizer shall have the right to amend this Contract for Usage unilaterally and to announce about that in the Website. Any amendment to the Contract for Usage shall come into force as of the day it is announced in the Website and shall be applicable to all Consumers who are using the Website as well as to all transactions concluded via the Website.
15.2 The Consumer shall have the right to disagree with the amendments and shall have the right to terminate this Contract for Usage. Such termination shall have no influence whatsoever on his/her rights and duties under the Loan or the Consumer Credit Contract(s) concluded via the Website the party whereof he/she is.
15.3 The Consumer may terminate this Contract for Usage by e-mail at any time after his/her liabilities and obligations arising from the Loan Contracts concluded in the Website in respect of other Consumers and the Organizer have been completely fulfilled and he/she does not intend to use the Website any more.
15.4 The Organizer may terminate the Contract for Usage at any time if the Consumer materially violates this Contract for Usage and / or in any other cases when such termination is necessary (through no fault of the Consumer). In such a case, the Organizer may limit the Consumer’s possibility to use the Website.
15.5 The Contract for Usage shall come into force as of the moment when the Consumer confirms it electronically by indicating it by a click in the Website and shall be in force together with all amendments and supplements thereto until complete fulfillment of the rights and duties under the Loan Contract and / or as long as the Consumer uses the Website.
15.6 The law of the Republic of Lithuania shall be applicable to this Contract. The law of another country may be applicable to the Loan or the Consumer Credit Contracts upon the agreement of the Parties.
15.7 All disputes arising between the Consumers and the Organizer shall be settled by negotiations. In case of the failure to achieve an agreement, the dispute shall be settled in a district court of Vilnius city
15.8 The rights and duties of the Organizer and the Recipients of the Consumer Credit regulated by LCC are defined in the General Terms of the Consumer Credit Contract of the Website.
15.9 The Parties agree that the Organizer shall be considered a party to this Contract for Usage and the Loan Contract on the grounds that it performs the actions of administration of the Website and / or the Loan Contract.
15.10 This Contract for Usage is concluded in Lithuanian and English. In a conflict of Lithuanian and English versions, Lithuanian version shall prevail.
This revision of the Contract for Usage is announced in 1st of March 2016
Savy komanda
Aistė Savy
 
Pranešimai: 281
Užsiregistravo: 08 Lie 2014, 16:17

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