# SAVY ## Posts - [Discover new SAVY website – simpler, faster, and modern](https://gosavy.com/en/discover-the-updated-savy-website-simpler-faster-and-more-modern/): The world of finance is constantly evolving, and SAVY evolves with it. We are excited to introduce the updated SAVY website, designed to make your experience simpler, more convenient, and more modern. What’s new? Why it matters for investors and borrowers The new website not only improves user experience but also makes it easier to track your investments, access new loan opportunities, and plan your finances efficiently. Take a look around the website! Explore the new SAVY website and see how finance can be simpler, faster, and friendlier for you. - [Why have investor portfolios grown to nearly €44 million?](https://gosavy.com/en/why-have-investor-portfolios-grown-to-nearly-44-million/): Investor portfolios grew by 42% in the first half of 2025 The first half of this year was a period of intense growth for the SAVY platform – recording the highest growth in both granted and financed loans as well as investor portfolios in recent years. These results are not accidental but the outcome of consistent team effort and years of experience. Contributing factors include well-managed risk, transparent and responsible credit assessment, and high returns. We are grateful to all investors whose trust allows us to grow and strengthen even faster. 44% more loans granted In the first half of […] - [3 refinancing benefits that help you save](https://gosavy.com/en/3-refinancing-benefits-that-help-you-save/): Refinancing – your financial obligations on better terms Refinancing is becoming increasingly popular in recent years, as reflected in SAVY loan statistics: in 2022, the total amount of refinancing loans grew by 15% compared to previous years, and in 2023 – by 25%. Last year 2024, the amount of refinanced loans continues to follow an upward trend. Why are more and more people choosing refinancing as a way to improve their financial situation? Here are three main benefits of refinancing that every borrower should know. 1. Lower monthly payments One of the most important reasons to refinance is the opportunity […] - [Updated referral program: greater benefits for everyone](https://gosavy.com/en/updated-referral-program-greater-benefits-for-everyone/): The best things are born from sharing! Recommend SAVY to a friend and you’ll both receive 1% of their investments. Take the opportunity to earn a bonus, contribute to the growth of the SAVY community, and help your friend discover how money can work for them. How it works: Referral terms: - [Do you know the difference between a promissory note and a surety?](https://gosavy.com/en/do-you-know-the-difference-between-a-promissory-note-and-a-surety/): Advantages of Business Loans and Collateral Options By investing on the SAVY platform, you can choose from three types of loans – consumer loans, mortgage loans secured by real estate, and business loans. Before deciding to invest in a business loan, we recommend considering not only the loan interest rate but also the term and collateral options. Main advantage of business loans – short term As a rule, most investors want to recover their investments as quickly as possible. According to Q3 2022 data, the average business loan term is 23 months, compared to 40 months for consumer loans and […] - [3 interesting facts about longer-term loans](https://gosavy.com/en/3-interesting-facts-about-longer-term-loans/): What does a longer loan term mean? We have noticed that most investors tend to choose consumer loans with a term shorter than 84 months. However, this makes it significantly harder to “catch” a loan, as shorter-term loans attract more automatic investment profiles. If you are still considering whether it’s worth investing in longer-term loans, here are three interesting facts that may change your perspective. 1. Long-term loans are repaid earlier All long-term loans (≥84 months) that have already been repaid did not reach their full term — all were repaid early. This means that the actual loan term was […] - [SAVY is getting a new visual identity!](https://gosavy.com/en/savy-is-getting-a-new-visual-identity/): The world of finance is constantly changing, and we are evolving with it, which is why we are excited to introduce the updated SAVY logo. Our mission is to be an accessible, modern, and reliable financial partner, helping people manage their money responsibly and build financial freedom. With this update, we aim not only to visually emphasize this approach but also to show that financial services can be different – simpler, friendlier, and more modern. Brighter colors and a bolder aesthetic in the updated logo reflect the evolution of the SAVY platform over more than 10 years of operation: from […] ## Pages - [Home Renovation Loan](https://gosavy.com/en/home-renovation-loan/) - [Consent to the processing of personal data for direct marketing](https://gosavy.com/en/consent-to-the-processing-of-personal-data-for-direct-marketing/): Consent to the processing of personal data for direct marketing I agree that my personal data are processed for direct marketing purposes, including profiling, and I confirm that I have read and agree to the terms and conditions provided below, i.e.: 1. I agree that UAB Bendras finansavimas, legal entity code 303259527, address of registered office: Latvių g. 36A, Vilnius, uses my personal data (name, surname, phone number, e-mail address) for direct marketing purposes, i.e., contact me by post, phone, email and other means with the purpose: 2. I understand that if I agree to receive direct marketing communications, UAB Bendras finansavimas, in order to understand […] - [Contracts and other documents](https://gosavy.com/en/contracts-and-other-documents/) - [Financing for real estate projects](https://gosavy.com/en/financing-for-real-estate-projects/) - [Business loans with government support](https://gosavy.com/en/business-loans-with-government-support/) - [Intermediaries list](https://gosavy.com/en/intermediaries-list/) - [News](https://gosavy.com/en/news/) - [Statistics](https://gosavy.com/en/statistics/) - [Service fees](https://gosavy.com/en/service-fees/) - [Live investment opportunities](https://gosavy.com/en/live-investment-opportunities/) - [Refinancing](https://gosavy.com/en/refinancing/) - [Investment academy](https://gosavy.com/en/investment-academy/) - [Business loan](https://gosavy.com/en/business-loan/) - [Privacy Policy](https://gosavy.com/en/privacy-policy/): Last updated and approved on November 21, 2023 Rules for he processing of personal data of „Bendras finansavimas” UAB 1. General provisions 1.1. The Rules for the Processing of Personal Data (hereinafter referred to as the “Rules”) shall regulate the actions of Bendras finansavimas UAB, legal entity registration number 303259527, address Latvių g. 36A, Vilnius, Republic of Lithuania (hereinafter referred to as the “Data Controller” or the “Company”) and its employees in collecting, using and storing personal data. The Rules shall be intended for shareholders, persons interested in the Company, its services, prospective and current investors, prospective and current recipients […] - [Cookie Policy](https://gosavy.com/en/cookie-policy/): Last updated and approved on 28 June 2022 UAB „Bendras finansavimas”cookie policy UAB Bendras finansavimas, legal entity code 303259527, address Latvių g. 36A, Vilnius (hereinafter referred to as the “Company” or “We”) undertakes to ensure the security of the personal information and the protection of the rights of the visitors of the Site (hereinafter referred to as the “Visitors” or “You”) by using our website www.gosavy.com ( hereinafter referred to as the “Site”) and its contents. By visiting the Site, the Company or the authorized service providers of the Company use various technologies for data storage in order to make […] - [Investing](https://gosavy.com/en/investing/) - [Loyalty program](https://gosavy.com/en/loyalty-program/) - [Consumer Loan](https://gosavy.com/en/consumer-loan/) - [Investors fund](https://gosavy.com/en/investors-fund/) - [Investment liquidity](https://gosavy.com/en/investment-liquidity/) - [Risks of investing](https://gosavy.com/en/risks-of-investing/) - [Mortgage loan](https://gosavy.com/en/mortgage-loan/) - [Other loans](https://gosavy.com/en/other-loans/) - [Car Loan](https://gosavy.com/en/car-loan/) - [Activity reports](https://gosavy.com/en/activity-reports/) - [About us](https://gosavy.com/en/about-us/) - [Homepage](https://gosavy.com/en/) [comment]: # (Generated by Hostinger Tools Plugin)