Car loan
Get a new vehicle with a flexible SAVY car loan. Choose a new or used vehicle, conventional or eco-friendly, according to your needs. The car will be yours from day one – no collateral and no mandatory CASCO insurance required.
Car loan calculator
SAVY – an investment and financing platform, and a pioneer of the peer-to-peer lending culture in Lithuania. We operate responsibly, are supervised by the Bank of Lithuania, and our sustainability is confirmed by multiple awards as one of the fastest-growing companies, the ‘Gazelle’ awards.
Make the smart move for your next car with SAVY car loan
Car loan up to €35,000
From 6% annual interest rate
Loan response in just 1 hour
Postpone your first payment for up to 3 months
No down payment, no mandatory CASCO insurance
Upgrade your wheels with a SAVY car loan
Give yourself wings with a new car. Travel smarter, save time and reach what matters most.
With a SAVY car loan, pick a car that fits your lifestyle – from daily commutes to family adventures.
No hidden fees, no surprises – just an easy, flexible way to drive your life forward.
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Car loan
Is the car of your dreams too expensive, and will you have to wait until you’ve saved enough? Or has the need for a vehicle suddenly arisen, but you don’t have the savings? These situations can be solved with SAVY – the best car loan, fast and simple. Getting a car loan usually takes just one day.
Car loan online
Whether you need a loan for an electric car or a regular vehicle, you can handle all the formalities online. The car loan calculator will help you assess your financial capabilities and see what your monthly payment would be. If the calculated payments work for you, fill out the application – it only takes a few minutes. You can also conveniently and easily manage your car loan online.
Car loan calculator
Taking out a loan to buy a car is usually a well-considered decision, not a spontaneous one. One of the most important aspects to consider is the size of the monthly payments. Finding this out is easy – use the car loan calculator. By entering your desired loan amount and repayment term, you can see what your monthly payments would be. The calculator allows you to adjust these two variables to find the option that best fits your needs and financial situation.
Advantages of a car loan
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You immediately become the owner of the car and can use it without any restrictions
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No down payment required
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Loan with the car as collateral? No – with SAVY, you don’t need to pledge the car
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No comprehensive (KASKO) insurance required, saving you money
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Very flexible repayment terms – from 3 months up to 10 years
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Fast and simple car loan approval
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Convenient loan management on the SAVY website
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Detailed information and support from the SAVY team
SAVY car loan terms
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Loan amount: from €300 to €35,000 (the borrowed sum can cover all or part of the car’s value)
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Repayment period: up to 10 years
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Annual interest rate: from 6%
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Additional fees: one-time arrangement fee at the time of contract and a monthly service fee, depending on the loan balance
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Comprehensive (KASKO) insurance required: no
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Loan with car as collateral: not required
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Car loan for people working abroad: not available
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Loan for used and new cars: yes
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Borrower’s age: at least 18 years old
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Car loan for clients without income: not available
Q&A about car loan
How to get a car loan?
Car loans are a popular loan option on the SAVY platform. If you need a car loan, fill out an application on our website. It only takes a few minutes to provide your contact, personal, and financial information. After evaluating your creditworthiness (car loans are not provided to individuals with poor credit history), the SAVY team will contact you within one hour. Since no car collateral is required, the process is very fast and simple.
Where is the best place to get a car loan?
If you need a car loan, SAVY can help! We know that the goal when borrowing is to get the most affordable car loan. We guarantee carefully and responsibly prepared, very favorable loan terms.
is it possible to get a car loan without extra costs?
A consumer car loan is provided with interest and clearly disclosed fees, so the total amount repaid over the loan term will increase slightly. However, we ensure that SAVY offers reasonable interest rates, so the additional cost will not be very high.
Leasing or a car loan?
These are the two most popular options when financing a car. How do they differ?
With leasing, the car belongs to the leasing company until the end of the contract. Usually, a down payment is required, comprehensive (KASKO) insurance is mandatory, and the repayment term is generally up to 5 years. Leasing terms can be more flexible if you repay the borrowed amount early, and interest rates are often lower.
With a car loan, the vehicle immediately becomes your property. No down payment is required, KASKO insurance is not needed, and the repayment period can be up to 10 years. However, interest rates may be slightly higher than with leasing, and administration fees may apply if the loan is repaid early.
Loan and car leasing calculators can help you decide if the most important factor is the size of the monthly payments.
Is it possible for self-employed individuals to get a car loan?
Of course, self-employed individuals or those working with a business certificate can get a car loan by providing documents that verify their income.