Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 1 109 834 € 2 834 253 € 2 759 541 € 1 589 070 € 2 890 980 € 10 628 878 € 472 600 € 11 101 478
Principal repaid € 949 015 € 1 959 405 € 1 489 353 € 522 671 € 597 921 € 5 215 447 € 245 206 € 5 460 653
Loans outstanding € 160 819 € 874 848 € 1 270 188 € 1 066 399 € 2 293 059 € 5 413 431 € 227 394 € 5 640 825
Current € 125 327 € 669 613 € 1 076 943 € 1 030 204 € 2 269 017 € 4 928 507 € 218 110 € 5 146 617
1-15 late € 5 287 € 20 997 € 29 833 € 9 635 € 9 862 € 72 855 € 2 760 € 75 615
16-30 late € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0
31-60 late € 1 654 € 9 904 € 18 138 € 4 587 € 3 054 € 35 711 € 1 625 € 37 336
61-120 late € 1 579 € 16 154 € 25 802 € 5 829 € 3 857 € 51 326 € 1 895 € 53 221
121-209 late € 1 659 € 27 688 € 30 744 € 5 852 € 4 414 € 67 833 € 2 524 € 70 357
210+ late € 25 313 € 130 490 € 88 728 € 10 293 € 2 855 € 257 200 € 481 € 257 680
Default loans € 26 589 € 162 045 € 228 325 € 77 977 € 19 590 € 514 526 € 0 € 514 526
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 5 942
Average number of loans per investor 92
Average investment per investor € 2 076
Total principal repaid to investors € 5 518 338
Total interest paid to investors € 1 826 807

Secondary Market Statistics

Total value of investments sold € 1 076 239
Total number of transactions 69 968
% of investors active* in secondary market 38.91%
*have made at least one investment in secondary market