Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 1 248 814 € 3 148 903 € 3 180 861 € 2 007 190 € 4 582 213 € 13 556 258 € 472 600 € 14 028 858
Principal repaid € 1 080 434 € 2 324 898 € 1 875 781 € 796 180 € 1 202 250 € 6 946 393 € 270 281 € 7 216 675
Loans outstanding € 168 380 € 824 005 € 1 305 080 € 1 211 010 € 3 379 963 € 6 609 865 € 202 319 € 6 812 183
Current € 134 546 € 632 791 € 1 068 256 € 1 160 223 € 3 343 652 € 6 072 444 € 191 522 € 6 263 966
1-15 late € 2 547 € 6 616 € 8 448 € 4 271 € 5 941 € 26 122 € 948 € 27 070
16-30 late € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0
31-60 late € 588 € 3 056 € 6 000 € 2 810 € 2 207 € 14 244 € 417 € 14 661
61-120 late € 1 997 € 2 142 € 6 183 € 1 843 € 4 227 € 15 076 € 1 317 € 16 392
121-209 late € 2 772 € 5 433 € 9 151 € 2 148 € 9 003 € 23 481 € 5 025 € 28 507
210+ late € 25 930 € 173 968 € 207 042 € 39 715 € 14 931 € 458 498 € 3 089 € 461 587
Default loans € 22 022 € 155 962 € 187 975 € 35 244 € 11 187 € 416 080 € 0 € 416 080
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 6 445
Average number of loans per investor 100
Average investment per investor € 2 417
Total principal repaid to investors € 7 279 543
Total interest paid to investors € 2 280 596

Secondary Market Statistics

Total value of investments sold € 1 477 795
Total number of transactions 82 776
% of investors active* in secondary market 38.48%
*have made at least one investment in secondary market