Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 2 048 814 € 4 860 435 € 6 041 592 € 4 554 715 € 11 862 099 € 27 910 431 € 472 600 € 28 383 031
Principal repaid € 1 832 723 € 3 875 526 € 3 888 376 € 2 342 787 € 4 521 998 € 15 643 198 € 417 617 € 16 060 816
Loans outstanding € 216 090 € 984 910 € 2 153 215 € 2 211 928 € 7 340 101 € 12 267 233 € 54 983 € 12 322 216
Current € 179 496 € 785 253 € 1 844 785 € 2 015 224 € 7 152 666 € 11 347 423 € 46 131 € 11 393 554
1-15 late € 567 € 2 085 € 4 021 € 3 860 € 7 561 € 17 865 € 70 € 17 935
16-30 late € 0 € 24 € 187 € 13 € 6 € 230 € 0 € 230
31-60 late € 244 € 2 019 € 3 297 € 3 640 € 5 780 € 14 980 € 0 € 14 980
61-120 late € 2 286 € 2 964 € 4 919 € 4 532 € 6 171 € 20 871 € 0 € 20 871
121-209 late € 3 257 € 4 651 € 4 796 € 10 771 € 12 306 € 32 403 € 3 379 € 35 781
210+ late € 30 242 € 187 913 € 291 210 € 173 889 € 155 611 € 833 462 € 5 403 € 838 865
Default loans € 32 129 € 166 128 € 273 434 € 167 065 € 138 443 € 777 198 € 0 € 777 198
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 9 046
Average number of loans per investor 119
Average investment per investor € 3 474
Total principal repaid to investors € 16 461 410
Total interest paid to investors € 5 223 263

Provision fund

Secondary Market Statistics

Total value of investments sold € 2 773 040
Total number of transactions 138 998
% of investors active* in secondary market 35.65%
*have made at least one investment in secondary market