Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 1 304 799 € 3 286 883 € 3 357 071 € 2 226 805 € 5 104 063 € 14 667 898 € 472 600 € 15 140 498
Principal repaid € 1 138 941 € 2 458 268 € 2 019 843 € 903 356 € 1 455 966 € 7 628 834 € 281 259 € 7 910 093
Loans outstanding € 165 858 € 828 615 € 1 337 228 € 1 323 449 € 3 648 097 € 7 039 064 € 191 341 € 7 230 405
Current € 133 804 € 636 415 € 1 087 008 € 1 264 777 € 3 604 881 € 6 475 901 € 178 143 € 6 654 045
1-15 late € 2 301 € 6 018 € 6 012 € 3 339 € 5 030 € 22 434 € 268 € 22 701
16-30 late € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0
31-60 late € 1 277 € 3 566 € 5 943 € 3 270 € 3 189 € 15 516 € 1 729 € 17 245
61-120 late € 1 108 € 3 794 € 7 589 € 3 607 € 3 360 € 18 162 € 1 296 € 19 458
121-209 late € 2 599 € 4 063 € 9 498 € 2 886 € 10 865 € 24 370 € 5 540 € 29 910
210+ late € 24 768 € 174 759 € 221 177 € 45 571 € 20 771 € 482 682 € 4 364 € 487 046
Default loans € 21 579 € 154 612 € 201 798 € 40 491 € 16 089 € 438 418 € 0 € 438 418
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 6 554
Average number of loans per investor 102
Average investment per investor € 2 563
Total principal repaid to investors € 7 976 375
Total interest paid to investors € 2 480 337

Secondary Market Statistics

Total value of investments sold € 1 589 239
Total number of transactions 87 924
% of investors active* in secondary market 38.75%
*have made at least one investment in secondary market