Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 1 691 494 € 4 112 470 € 4 601 352 € 3 367 955 € 7 995 643 € 21 034 690 € 472 600 € 21 507 290
Principal repaid € 1 430 973 € 3 098 496 € 2 760 542 € 1 473 710 € 2 752 401 € 11 022 764 € 368 799 € 11 391 563
Loans outstanding € 260 521 € 1 013 974 € 1 840 810 € 1 894 244 € 5 243 242 € 10 011 926 € 103 801 € 10 115 727
Current € 227 112 € 819 651 € 1 549 337 € 1 775 334 € 5 152 543 € 9 293 223 € 93 690 € 9 386 912
1-15 late € 1 235 € 5 836 € 5 497 € 6 088 € 6 411 € 24 772 € 295 € 25 067
16-30 late € 0 € 132 € 345 € 61 € 0 € 538 € 0 € 538
31-60 late € 824 € 3 714 € 5 637 € 3 833 € 4 830 € 18 711 € 127 € 18 838
61-120 late € 791 € 6 223 € 6 521 € 5 005 € 9 151 € 25 014 € 2 677 € 27 691
121-209 late € 2 067 € 8 623 € 12 749 € 8 046 € 9 312 € 38 667 € 2 130 € 40 797
210+ late € 28 492 € 169 796 € 260 724 € 95 877 € 60 994 € 611 002 € 4 881 € 615 883
Default loans € 27 131 € 151 285 € 242 640 € 89 607 € 55 041 € 565 703 € 0 € 565 703
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 7 567
Average number of loans per investor 111
Average investment per investor € 3 084
Total principal repaid to investors € 11 516 122
Total interest paid to investors € 3 652 114

Secondary Market Statistics

Total value of investments sold € 2 115 564
Total number of transactions 111 931
% of investors active* in secondary market 37.64%
*have made at least one investment in secondary market