Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 1 564 594 € 3 924 450 € 4 312 342 € 3 176 505 € 7 387 793 € 19 753 960 € 472 600 € 20 226 560
Principal repaid € 1 368 055 € 2 967 741 € 2 600 085 € 1 348 895 € 2 420 422 € 10 269 909 € 361 966 € 10 631 874
Loans outstanding € 196 538 € 956 709 € 1 712 257 € 1 827 609 € 4 967 371 € 9 484 052 € 110 634 € 9 594 686
Current € 162 153 € 763 398 € 1 424 712 € 1 723 456 € 4 887 255 € 8 797 556 € 101 653 € 8 899 209
1-15 late € 1 770 € 4 530 € 5 348 € 5 879 € 6 592 € 23 946 € 173 € 24 119
16-30 late € 56 € 284 € 175 € 29 € 0 € 543 € 0 € 543
31-60 late € 821 € 5 923 € 6 041 € 2 734 € 4 881 € 19 190 € 1 209 € 20 399
61-120 late € 1 555 € 3 926 € 8 675 € 5 955 € 6 842 € 23 315 € 3 637 € 26 952
121-209 late € 1 868 € 7 073 € 12 385 € 8 761 € 11 605 € 36 628 € 1 032 € 37 660
210+ late € 28 315 € 171 574 € 254 922 € 80 795 € 50 197 € 582 872 € 2 930 € 585 803
Default loans € 27 004 € 155 542 € 238 316 € 74 611 € 43 954 € 539 427 € 0 € 539 427
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 7 333
Average number of loans per investor 110
Average investment per investor € 2 977
Total principal repaid to investors € 10 705 198
Total interest paid to investors € 3 394 245

Secondary Market Statistics

Total value of investments sold € 2 016 326
Total number of transactions 107 905
% of investors active* in secondary market 38.07%
*have made at least one investment in secondary market