Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 1 119 444 € 2 844 883 € 2 771 421 € 1 596 910 € 2 926 880 € 10 704 738 € 472 600 € 11 177 338
Principal repaid € 953 788 € 1 979 983 € 1 509 613 € 529 977 € 615 800 € 5 285 725 € 245 725 € 5 531 450
Loans outstanding € 165 656 € 864 900 € 1 261 808 € 1 066 933 € 2 311 080 € 5 419 013 € 226 875 € 5 645 888
Current € 133 811 € 668 808 € 1 077 055 € 1 033 769 € 2 291 202 € 4 962 048 € 218 110 € 5 180 157
1-15 late € 2 785 € 14 304 € 24 733 € 7 286 € 6 082 € 52 611 € 2 578 € 55 189
16-30 late € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0
31-60 late € 1 346 € 8 784 € 16 271 € 4 120 € 2 861 € 32 078 € 1 303 € 33 381
61-120 late € 1 454 € 15 440 € 24 992 € 5 731 € 3 799 € 49 536 € 1 879 € 51 415
121-209 late € 1 544 € 27 462 € 30 457 € 5 734 € 4 282 € 66 955 € 2 524 € 69 479
210+ late € 24 715 € 130 102 € 88 300 € 10 293 € 2 855 € 255 785 € 481 € 256 266
Default loans € 26 027 € 162 284 € 228 007 € 77 977 € 19 590 € 513 884 € 0 € 513 884
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 5 957
Average number of loans per investor 92
Average investment per investor € 2 085
Total principal repaid to investors € 5 589 141
Total interest paid to investors € 1 840 584

Secondary Market Statistics

Total value of investments sold € 1 086 943
Total number of transactions 70 450
% of investors active* in secondary market 38.98%
*have made at least one investment in secondary market