Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 1 166 074 € 2 977 643 € 2 934 201 € 1 820 040 € 3 705 133 € 11 991 368 € 472 600 € 12 463 968
Principal repaid € 1 003 245 € 2 130 134 € 1 673 414 € 653 016 € 880 927 € 6 023 361 € 257 666 € 6 281 027
Loans outstanding € 162 829 € 847 509 € 1 260 787 € 1 167 024 € 2 824 206 € 5 968 007 € 214 934 € 6 182 941
Current € 130 587 € 651 350 € 1 055 162 € 1 128 177 € 2 802 302 € 5 480 532 € 207 632 € 5 688 164
1-15 late € 2 967 € 12 626 € 24 514 € 7 712 € 6 777 € 52 324 € 2 273 € 54 596
16-30 late € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0
31-60 late € 1 659 € 7 093 € 17 226 € 4 289 € 3 368 € 32 253 € 1 383 € 33 636
61-120 late € 1 450 € 11 347 € 26 771 € 6 181 € 3 958 € 48 349 € 1 358 € 49 706
121-209 late € 1 677 € 21 829 € 32 984 € 7 209 € 3 670 € 65 932 € 1 436 € 67 369
210+ late € 24 489 € 143 263 € 104 130 € 13 455 € 4 132 € 288 618 € 852 € 289 469
Default loans € 25 285 € 167 830 € 237 744 € 86 102 € 35 699 € 552 660 € 0 € 552 660
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 6 171
Average number of loans per investor 96
Average investment per investor € 2 238
Total principal repaid to investors € 6 309 783
Total interest paid to investors € 2 008 407

Secondary Market Statistics

Total value of investments sold € 1 182 185
Total number of transactions 75 090
% of investors active* in secondary market 38.73%
*have made at least one investment in secondary market