Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 2 340 004 € 5 243 035 € 6 528 022 € 5 149 065 € 13 809 739 € 31 310 641 € 472 600 € 31 783 241
Principal repaid € 1 978 184 € 4 211 002 € 4 352 538 € 2 842 800 € 5 708 202 € 18 219 843 € 432 552 € 18 652 395
Loans outstanding € 361 820 € 1 032 033 € 2 175 484 € 2 306 264 € 8 101 537 € 13 090 798 € 40 048 € 13 130 846
Current € 326 609 € 833 083 € 1 857 975 € 2 074 490 € 7 858 140 € 12 072 931 € 31 380 € 12 104 311
1-15 late € 333 € 2 634 € 3 633 € 5 073 € 10 225 € 21 404 € 308 € 21 712
16-30 late € 618 € 57 € 279 € 153 € 568 € 1 675 € 0 € 1 675
31-60 late € 18 € 1 399 € 2 856 € 2 197 € 5 932 € 12 280 € 0 € 12 280
61-120 late € 397 € 1 471 € 4 249 € 2 832 € 6 439 € 15 388 € 0 € 15 388
121-209 late € 1 571 € 4 280 € 4 953 € 4 927 € 11 528 € 23 651 € 3 607 € 27 259
210+ late € 32 275 € 189 110 € 301 539 € 216 592 € 208 705 € 943 470 € 4 752 € 948 222
Default loans € 31 929 € 168 404 € 286 233 € 206 308 € 188 892 € 881 767 € 0 € 881 767
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 9 815
Average number of loans per investor 122
Average investment per investor € 3 600
Total principal repaid to investors € 19 092 727
Total interest paid to investors € 6 010 993

Provision fund

Secondary Market Statistics

Total value of investments sold € 3 026 368
Total number of transactions 149 418
% of investors active* in secondary market 35.08%
*have made at least one investment in secondary market