Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 1 420 229 € 3 540 883 € 3 711 351 € 2 581 115 € 6 045 573 € 16 687 428 € 472 600 € 17 160 028
Principal repaid € 1 250 730 € 2 693 537 € 2 300 198 € 1 076 727 € 1 863 426 € 8 775 805 € 337 036 € 9 112 841
Loans outstanding € 169 499 € 847 346 € 1 411 153 € 1 504 388 € 4 182 147 € 7 911 624 € 135 564 € 8 047 187
Current € 136 901 € 655 780 € 1 141 513 € 1 427 291 € 4 123 617 € 7 292 416 € 126 133 € 7 418 549
1-15 late € 940 € 6 104 € 7 207 € 4 215 € 7 105 € 24 565 € 214 € 24 780
16-30 late € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0
31-60 late € 810 € 4 643 € 5 277 € 3 268 € 4 596 € 17 042 € 1 552 € 18 595
61-120 late € 1 664 € 3 292 € 6 295 € 2 651 € 5 252 € 17 275 € 1 879 € 19 154
121-209 late € 2 701 € 3 168 € 10 658 € 6 151 € 6 126 € 27 332 € 1 474 € 28 805
210+ late € 26 483 € 174 359 € 240 202 € 60 811 € 35 449 € 532 993 € 4 311 € 537 305
Default loans € 26 191 € 155 338 € 222 508 € 56 006 € 29 183 € 489 226 € 0 € 489 226
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 6 907
Average number of loans per investor 105
Average investment per investor € 2 750
Total principal repaid to investors € 9 184 619
Total interest paid to investors € 2 906 214

Secondary Market Statistics

Total value of investments sold € 1 791 188
Total number of transactions 98 004
% of investors active* in secondary market 38.6%
*have made at least one investment in secondary market