Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 1 808 104 € 4 380 720 € 5 434 242 € 3 781 645 € 9 056 893 € 23 197 380 € 472 600 € 23 669 980
Principal repaid € 1 554 697 € 3 351 531 € 3 264 337 € 1 755 285 € 3 266 453 € 12 480 981 € 382 326 € 12 863 307
Loans outstanding € 253 407 € 1 029 189 € 2 169 905 € 2 026 359 € 5 790 440 € 10 716 399 € 90 274 € 10 806 673
Current € 219 696 € 838 878 € 1 886 915 € 1 892 340 € 5 685 872 € 9 980 281 € 80 793 € 10 061 074
1-15 late € 0 € 39 € 496 € 53 € 0 € 588 € 0 € 588
16-30 late € 1 048 € 2 716 € 3 685 € 3 989 € 4 666 € 16 041 € 62 € 16 103
31-60 late € 645 € 1 148 € 2 160 € 2 637 € 3 270 € 9 860 € 0 € 9 860
61-120 late € 2 008 € 4 262 € 4 549 € 5 084 € 4 230 € 17 183 € 2 950 € 20 132
121-209 late € 236 € 7 639 € 2 587 € 3 133 € 9 271 € 21 835 € 1 030 € 22 864
210+ late € 29 775 € 174 507 € 269 514 € 119 125 € 83 131 € 670 612 € 5 440 € 676 052
Default loans € 27 322 € 156 744 € 247 252 € 109 600 € 74 387 € 615 306 € 0 € 615 306
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 8 014
Average number of loans per investor 113
Average investment per investor € 3 266
Total principal repaid to investors € 13 192 303
Total interest paid to investors € 4 123 779

Secondary Market Statistics

Total value of investments sold € 2 319 961
Total number of transactions 120 690
% of investors active* in secondary market 37.18%
*have made at least one investment in secondary market