Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 1 221 304 € 3 080 293 € 3 102 961 € 1 926 320 € 4 209 523 € 12 928 678 € 472 600 € 13 401 278
Principal repaid € 1 051 420 € 2 255 495 € 1 800 735 € 759 970 € 1 085 245 € 6 625 547 € 265 760 € 6 891 308
Loans outstanding € 169 884 € 824 798 € 1 302 226 € 1 166 350 € 3 124 278 € 6 303 131 € 206 840 € 6 509 970
Current € 134 888 € 628 686 € 1 072 490 € 1 118 264 € 3 090 471 € 5 771 039 € 196 945 € 5 967 984
1-15 late € 4 517 € 14 554 € 27 573 € 10 022 € 11 827 € 64 776 € 2 968 € 67 745
16-30 late € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0
31-60 late € 1 663 € 6 171 € 16 989 € 5 190 € 5 055 € 33 413 € 1 655 € 35 068
61-120 late € 2 377 € 9 417 € 27 503 € 6 954 € 6 193 € 50 032 € 2 413 € 52 444
121-209 late € 1 817 € 14 855 € 35 753 € 8 409 € 4 862 € 64 117 € 1 578 € 65 695
210+ late € 24 621 € 151 115 € 121 918 € 17 511 € 5 869 € 319 753 € 1 281 € 321 035
Default loans € 26 338 € 167 946 € 246 748 € 112 493 € 51 065 € 604 590 € 0 € 604 590
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 6 171
Average number of loans per investor 96
Average investment per investor € 2 238
Total principal repaid to investors € 6 309 783
Total interest paid to investors € 2 008 407

Secondary Market Statistics

Total value of investments sold € 1 182 185
Total number of transactions 75 090
% of investors active* in secondary market 38.73%
*have made at least one investment in secondary market