Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 1 342 629 € 3 387 153 € 3 516 001 € 2 359 405 € 5 420 493 € 15 413 958 € 472 600 € 15 886 558
Principal repaid € 1 179 569 € 2 557 446 € 2 129 239 € 976 729 € 1 635 395 € 8 090 456 € 321 043 € 8 411 499
Loans outstanding € 163 060 € 829 707 € 1 386 763 € 1 382 676 € 3 785 098 € 7 323 502 € 151 557 € 7 475 059
Current € 131 993 € 646 375 € 1 142 424 € 1 324 048 € 3 748 608 € 6 776 989 € 144 964 € 6 921 953
1-15 late € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0
16-30 late € 695 € 2 620 € 3 812 € 2 347 € 2 968 € 10 995 € 697 € 11 692
31-60 late € 1 499 € 1 689 € 2 493 € 1 473 € 1 763 € 7 942 € 974 € 8 916
61-120 late € 1 298 € 2 298 € 6 784 € 2 678 € 3 559 € 15 024 € 1 593 € 16 617
121-209 late € 1 178 € 2 531 € 7 003 € 1 728 € 5 654 € 17 785 € 310 € 18 095
210+ late € 26 398 € 174 193 € 224 246 € 50 403 € 22 546 € 494 769 € 3 017 € 497 786
Default loans € 25 337 € 154 641 € 205 958 € 45 074 € 19 040 € 450 049 € 0 € 450 049
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 6 676
Average number of loans per investor 104
Average investment per investor € 2 638
Total principal repaid to investors € 8 478 377
Total interest paid to investors € 2 635 715

Secondary Market Statistics

Total value of investments sold € 1 664 779
Total number of transactions 91 832
% of investors active* in secondary market 38.86%
*have made at least one investment in secondary market