Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 1 760 034 € 4 257 840 € 4 789 592 € 3 622 055 € 8 557 593 € 22 232 890 € 472 600 € 22 705 490
Principal repaid € 1 497 936 € 3 248 816 € 2 925 051 € 1 629 772 € 3 009 518 € 11 807 684 € 376 502 € 12 184 185
Loans outstanding € 262 098 € 1 009 024 € 1 864 541 € 1 992 283 € 5 548 075 € 10 425 207 € 96 098 € 10 521 305
Current € 226 072 € 810 313 € 1 566 208 € 1 855 427 € 5 438 432 € 9 656 615 € 85 121 € 9 741 736
1-15 late € 2 939 € 6 749 € 8 048 € 6 502 € 10 286 € 34 425 € 99 € 34 524
16-30 late € 0 € 15 € 328 € 42 € 0 € 385 € 0 € 385
31-60 late € 1 604 € 3 494 € 5 785 € 4 369 € 5 304 € 20 427 € 128 € 20 555
61-120 late € 1 321 € 5 821 € 5 939 € 6 002 € 8 017 € 25 537 € 1 563 € 27 100
121-209 late € 1 301 € 9 463 € 10 711 € 9 671 € 12 612 € 39 885 € 3 873 € 43 758
210+ late € 28 862 € 173 169 € 267 521 € 110 270 € 73 425 € 647 932 € 5 315 € 653 247
Default loans € 26 940 € 155 518 € 248 503 € 102 611 € 65 758 € 599 331 € 0 € 599 331
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 7 751
Average number of loans per investor 112
Average investment per investor € 3 184
Total principal repaid to investors € 12 311 092
Total interest paid to investors € 3 911 914

Secondary Market Statistics

Total value of investments sold € 2 228 093
Total number of transactions 116 560
% of investors active* in secondary market 37.39%
*have made at least one investment in secondary market