Statistics

Loan Purpose

Consumer loans

Commercial Real Estate Loans

Average Borrower APR

*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Total Loans Issued (Cumulative)

Loan Portfolio Performance

By Duration By Type
till 1 year till 2 years till 3 years till 4 years till 5 years Consumer HELOC* Total
Loans Originated € 2 179 474 € 5 047 735 € 6 326 762 € 4 918 045 € 12 831 689 € 29 699 481 € 472 600 € 30 172 081
Principal repaid € 1 922 230 € 4 065 863 € 4 146 923 € 2 625 291 € 5 088 828 € 16 998 641 € 427 235 € 17 425 876
Loans outstanding € 257 243 € 981 872 € 2 179 839 € 2 292 753 € 7 742 861 € 12 700 840 € 45 365 € 12 746 206
Current € 221 829 € 777 992 € 1 861 522 € 2 072 217 € 7 518 193 € 11 707 105 € 37 442 € 11 744 547
1-15 late € 376 € 3 281 € 5 863 € 5 807 € 12 581 € 26 719 € 33 € 26 752
16-30 late € 503 € 247 € 133 € 239 € 519 € 1 641 € 0 € 1 641
31-60 late € 274 € 1 337 € 2 885 € 3 223 € 5 265 € 12 983 € 0 € 12 983
61-120 late € 863 € 1 072 € 5 000 € 3 801 € 6 699 € 17 435 € 0 € 17 435
121-209 late € 1 930 € 6 648 € 5 529 € 6 536 € 13 140 € 30 279 € 3 504 € 33 783
210+ late € 31 469 € 191 296 € 298 908 € 200 931 € 186 463 € 904 679 € 4 387 € 909 066
Default loans € 32 106 € 173 115 € 284 116 € 191 962 € 172 508 € 853 807 € 0 € 853 807
*HELOC stands for Home Equity Line of Credit. It is a type of consumer loan that is secured by real estate the borrower owns.

Investor Statistics

Number of registered and active investors 9 477
Average number of loans per investor 121
Average investment per investor € 3 534
Total principal repaid to investors € 17 849 136
Total interest paid to investors € 5 675 027

Provision fund

Secondary Market Statistics

Total value of investments sold € 2 926 633
Total number of transactions 145 098
% of investors active* in secondary market 35.33%
*have made at least one investment in secondary market