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Loyalty program

The SAVY Loyalty program is a unique opportunity for our investors to enjoy additional benefits based on the size of their investment portfolio. The program is designed to express our gratitude for your partnership and provide valuable insights to help achieve even better investment results. The larger your active loan portfolio on the platform, the more valuable privileges and rewards you receive.

How does it work?

The loyalty program has five levels – from “Pawn” to “Queen/King.” Each level unlocks new benefits. The higher your position, the more exclusive advantages await! Become a SAVY investor and not only will you participate in the loyalty program and receive additional perks, but you will also become a closer part of our investor community.

Active investment portfolio up to €1000
Active investment portfolio over €1000
Active investment portfolio over €5000
Active investment portfolio over €25 000
Active investment portfolio over €100 000
How it works

What is important to know about SAVY investment opportunities?

Education

Guides for beginners and advanced investors, personalized consultations on strategies.

Financial privileges

No taxes on secondary market transactions, special investment conditions.

Exclusive events

VIP investor breakfasts, meetings with the SAVY management.

Loyalty program benefits

Pawn
Knight
Bishop
Rook
Queen /
King
Investment guide for beginners
Investment guide for advanced investors
One-time investment strategy review
Investment guide for experienced investors
VIP breakfast
Annual VIP event
Personal advisor
Announcement coming soon
Annual portfolio analysis
Lunch with the SAVY CEO
Queen’s/King’s award

Why invest with SAVY

High investment returns

SAVY investors receive some of the highest annual interest rates on the market, depending on the chosen risk level. Average loan interest rates range from 5% to 30%, with the weighted average interest rate around 16%.

Easy to get started

You can start investing with as little as €10. This is the minimum investment for a single consumer or business loan. The minimum investment for a mortgage loan is €100.

Wide selection

We are the only platform where you can invest in 4 types of loans – consumer, mortgage, business, and real estate development loans. Choose based on returns, terms, and security measures that match your appetite and risk tolerance.

Risk control

To reduce the risk of losses, choose Investor Fund protection. Its purpose is to compensate the investor if the consumer loan borrower fails to meet obligations for 90 consecutive days. When investing with the Investor Fund, a portion of the interest earned from the loan is paid into the fund, but in case of default, the fund compensates the investor for the unpaid loan amount and the interest accrued over 90 days.

Simplicity

Investing is simple – choose an automated strategy that matches your risk tolerance or create your own. The platform clearly displays the risk level, collateral measures, and other key information to help you make informed decisions. For even greater ease, there’s the free SAVY mobile app.

Diversification

Diversify investments by loan type, return, term, collateral measures, and risk level – the more loans in the portfolio, the more stable the return. With SAVY, it’s easy to diversify your portfolio according to your desired strategy and increase its resilience.

Welcome present

Try investing for free for the first 6 months. If you decide to continue, a €1/month Investor Service Fee will apply. There are no withdrawal or other hidden fees, and you will receive interest on the entire invested amount.

Liquidity

At any time, you can quickly and conveniently sell your investments on the secondary market at a premium, discount, or at cost.

Invite a friend to join the SAVY investor community!

Refer SAVY to a friend and you’ll both receive 1% of their investments during the first three months. Take the opportunity to earn a bonus, contribute to the growth of the SAVY community, and help your friend discover how money can work for them.