Real estate development financing
Transparent process
Quick funding within 1–3 weeks
Loan funding in tranches
Loan amount up to €5 million
Free early repayment
What real estate (RE) projects can you fund with us?
RE development projects
Supporting the full lifecycle of real estate projects — residential, commercial, holiday apartments, and more.
Business loans secured by RE
Real estate-backed loans to support other projects, cover working capital, or expand your business.
RE rental projects
Financing for rental properties from acquisition to turnkey completion, supporting occupancy growth and steady rental income for sale or refinancing.
Bridge loans
Loans to complete specific development stages, refinanced once the project reaches the required completion and long-term financing is secured from a traditional bank.
Project financing process
1. Application submission
To apply for financing, provide a request and supporting documents for assessing the project and owner: financial statements, business plan, drawings, and funding requirements.
2. Project evaluation
Our evaluation team promptly assesses the project owner’s creditworthiness and project risks. After a positive financing decision, we provide a funding offer. Following the signing of the financing agreement, the project is presented to investors to attract funding.
3. Investing and financing
Investors, whether individuals or companies, invest their chosen amounts in the project. After the loan collection closes, a 4-day reconsideration period begins. During this period, the project owner signs collateral and other agreements to secure the loan for investors. Once all obligations are met, funds are released to the project owner.
4. Project completion
At the end of the project, the project owner returns the funds to the SAVY platform. The platform then distributes the received funds to all participants who invested in the project.
Loan funding in tranches – how it works
For example, a project owner buys a land plot with their own funds and secures a construction permit for 10 individual houses. Initially, they invest 30% of the total project cost, allowing SAVY to finance up to 100% of submitted work invoices while maintaining a 70% loan-to-cost (LTC) ratio. The LTC shows what portion of total project costs (land, design, construction, and other expenses) is covered by the loan.
- Stage 1: The land with the construction permit is used as collateral, and funds are provided for initial project works.
- Stage 2: After submitting work completion invoices that increase property value, the next tranche of the loan is released to cover these costs.
- Stage 3 and beyond: Remaining funds are disbursed to complete all works, ensuring the project is ready for sale to end buyers.
This staged financing approach is secure for investors and convenient for developers. Funds are released as needed, investors can monitor progress, meet the developer, and gain confidence in both the project and real estate development loans as an investment opportunity.
Why choose SAVY for your project
- The loan process is fast and transparent.
- Financing is provided within 1–3 weeks from the submission of the application and all required documents.
- Loan funds are disbursed in stages according to the project owner’s needs, and platform fees are only charged on the collected loan amount.
- The property collateral notarization can be completed after the project is published on the platform, not before. This is because funds are collected in SAVY’s escrow account and released to the project owner once the collateral agreement is executed. This approach is safe for investors and saves time for project owners.
- We are ready and fully equipped to evaluate and finance real estate development projects abroad.
- With a large investor community, a professional SAVY team, and tailored financing solutions, we can offer excellent project funding conditions to each client.
Leverage crowdfunding for your investment projects!
