SAVY makes every effort to protect investors’ interests; however, the ultimate risk of deciding whom to lend funds to rests with the investors themselves. We recommend starting with smaller investments, thoroughly familiarizing yourself with how peer-to-peer lending and crowdfunding platforms operate, and only investing larger amounts once you have gained sufficient experience.
Representative example for consumer loan borrowers. For a loan of €5,000 over a 60-month term, the fixed annual interest rate is 6%, the one-time administration fee is 1,40% of the loan amount, the monthly administration fee is 0.22% of the outstanding loan balance, the maximum annual percentage rate of the total consumer credit cost (BVKKMN/max. APR) is 9.64%, the monthly payment is €102.92, and the total amount payable by the consumer is €6,245.22.
Our activities are supervised by the Bank of Lithuania.
