Investing

XIRR is the actual return, calculated by taking into account the exact timing and amounts of the investor’s cash contributions and withdrawals. This metric allows for a more accurate assessment of investment profitability, especially when payments are uneven or irregular. On the SAVY platform, XIRR helps investors understand the actual return they receive, taking into… “What is XIRR and how do we calculate it on the SAVY platform?”

We present different portfolio return indicators that help evaluate your investments. Each indicator reflects different aspects of returns – from expected returns to actual earned income, taking into account the timing of cash flows, delays, and incurred expenses. By understanding what the average interest rate, XIRR, and ROI mean and how they are calculated, you… “Portfolio Return Metrics Explained: XIRR, ROI & Average Rate”

Investor portfolios grew by 42% in the first half of 2025 The first half of this year was a period of intense growth for the SAVY platform – recording the highest growth in both granted and financed loans as well as investor portfolios in recent years. These results are not accidental but the outcome of… “Why have investor portfolios grown to nearly €44 million?”

What does a longer loan term mean? We have noticed that most investors tend to choose consumer loans with a term shorter than 84 months. However, this makes it significantly harder to “catch” a loan, as shorter-term loans attract more automatic investment profiles. If you are still considering whether it’s worth investing in longer-term loans,… “3 interesting facts about longer-term loans”