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Last updated and approved on 24 September 2025

COOKIE POLICY OF UAB “BENDRAS FINANSAVIMAS”

UAB “Bendras finansavimas”, legal entity code 303259527 (hereinafter referred to as the Company or We ), undertakes to ensure the security of personal information and protection of rights of website visitors (hereinafter referred to as the Visitors or You ) when using our website www.gosavy.com and/or the SAVY mobile application (hereinafter referred to as the Website ) and its content.

When visiting the Website, the Company or the Company’s authorized service providers use various technologies to store data in order to make the Visitors’ use of the Website more convenient and secure, and to make the services offered more relevant.

This cookie policy is designed to provide Visitors with more information about the technologies used on the website and how the Company uses them.

1. What are cookies?

Cookies are small pieces of text information that are automatically created when browsing the Website and stored on your computer or other device.

The information collected by cookies helps:

  • ensure comfortable and safe browsing;
  • provide relevant and personalized offers;
  • to analyze website usage and improve services.

Cookies do not collect data that directly identifies you.

You have the option to choose whether to accept the use of cookies. Your consent is required for all cookies, except for essential cookies. Essential cookies are required to enable you to use the basic functions of the Website, such as remembering information entered in forms during a session or accessing protected areas of the Website. Without these cookies, certain services of the Website would not be provided and its operation would be limited or impaired.

2. Third-party cookies

Third-party cookies are cookies that are placed on a user’s device by third parties, such as advertising networks, social media platforms, or analytics providers, rather than by the website owner. These cookies allow third parties to track a user’s browsing activity across websites, create user profiles, or serve personalized ads.

Third-party cookies are often used for advertising purposes, for example, to ensure that ads are displayed to the target audience and to provide statistical and analytical information about the effectiveness of ads.

3. Consent and cookie management

  • If you have consented to cookies, you can change your consent at any time via the “Cookie Settings” cookie icon located at the bottom left of the Website.
  • If you choose not to accept cookies or disable them, some features of the Website may not work, and the Visitor’s experience when visiting and using the Website may be worse.
  • To learn more about cookies and how to manage or remove them, visit www.allaboutcookies.org and your browser’s help page.

4. Cookies used on the website

4.1. Establish cookies

Establish cokies essential for the website to function properly and the website will not function as intended without them.

NamePurposeValidity periodDomain
cookieyes-consentCookieYes sets this cookie to remember users’ consent preferences so that their preferences are respected on their subsequent visits to this site. It does not collect or store any personal information of the site visitors.1 yeargosavy.com
pll_languageThe pll _language cookie is used by Polylang to remember the language selected by the user when returning to the website, and also to get the language information when not available in another way.1 yeargosavy.com
wpEmojiSettingsSupportsWordPress sets this cookie when a user interacts with emojis on a WordPress site. It helps determine if the user’s browser can display emojis properly.Sessiongosavy.com
cookie_acceptInformation is stored or the user has hidden the cookie notification999 daysgosavy.com
PHPSESSIDThis cookie is native to PHP applications. The cookie stores and identifies a user’s unique session ID to manage user sessions on the website. The cookie is a session cookie and will be deleted when all the browser windows are closed.Session.gosavy.com
SEARCH_SAMESITEThe main objective is to reduce the risk of information leakage from different sources. It also provides some protection against multi-site request fraud attacks.4 months.google.lt
DSIDSave user preferences48 hours.doubleclick.net
datrEnsuring fraud prevention610 days.facebook.com
__Secure-1PSIDCCCookie required to use website options and services1 year.google.com
__Secure-1PSIDCCCookie required to use website options and services1 year.youtube.com
HSIDA security cookie designed to authenticate the visitor, prevent fraudulent use of login credentials and protect the user’s data from unauthorised access.2 years.google.com
VISITOR_PRIVACY_METADATAYouTube sets this cookie to store the user’s cookie consent state for the current domain.6 months.youtube.com
___host-next-auth.csrf-tokenUsed to protect the login process from unauthorized request forgery.Sessionapp.gosavy.com
___Secure-next-auth.callback-urlIt stores the address (URL) to which the user will be redirected after logging in. It is used to manage the login flow.Sessionapp.gosavy.com
___Secure-next-auth.session-tokenUsed to keep the user logged in between page views.Sessionapp.gosavy.com
4.2. Functional cookies

Funkcional cokies helps perform certain functions, such as sharing website content on social media platforms, collecting feedback, and other third-party functions

NamePurposeValidity periodDomain
_guUsed to distinguish between users1 yearapp.gosavy.com
wp-wpml_current_languageStores the current language. This cookie is enabled by default on sites that use AJAX transaction language filtering.Sessiongosavy.com
wp-settings-7WordPress – for storing individual settings in the editing window1 yeargosavy.com
wp-settings-time-7WP – for recording settings time1 yeargosavy.com
SOCSUsed to save user state related to cookie preferences13 monthsgosavy.com
maxtvTransmits the visitor’s visit time to the Maxtraffic platform1 daygosavy.com
maxtuUsed to identify a person for the Maxtraffic platform10 daysgosavy.com
maxtpTransmits the pages visited by visitors to the Maxtraffic platform80 days.gosavy.com
wcsidUsed for the Olark chat system. Used to track a single correspondence sessionSession.olark.com
ytidb::LAST_RESULT_ENTRY_KEYUsed by YouTube to store the last search result a user clicked on. This information is used to improve the user experience by providing more relevant search results in the future.Validity never expires.youtube.com
termsUsed to store a unique Hotjar user ID for that site in the browser1 yeargosavy.com
PREFThe cookie stores your preferences and other information, in particular your preferred language, how many search results you want to show on your page, and whether or not you want to enable Google’s SafeSearch filter.8 months.youtube.com
omnisendSessionIDThe cookie stores your preferences and other information, in particular your preferred language, how many search results you want to show on your page, and whether or not you want to enable Google’s SafeSearch filter.30 minutesgosavy.com
omnisendAnonymousIDOmnisend cookies are used to enable services provided on the website and ensure their proper functioning.1 yeargosavy.com
olfskUsed by the Olark chat system. Used to save conversation history when navigating between pages.435 daysapp.gosavy.com
hblidUsed by Olark chat system. Required to distinguish a unique user between visits.435 daysapp.gosavy.com
AIDThe Google Analytics cookie links your activity to other devices to which you have previously logged in with your Google Account.Based on this, the ads you see on your devices are coordinated and conversion events are evaluated.5 months.google.com
_guUsed to distinguish between users1 yeargosavy.com
SEARCH_SAMESITEThe cookie is used to ensure that the correct data is sent to Google.4 months.google.lt
sbRequired  to securely identify your browser2 years.facebook.com
_dc_gtm_UA-*Google Analytics sets this cookie to load the Google Analytics script tag.1 minutegosavy.com
langSaves the user’s selected language so that the website opens in the same language next time.Sessionapp.gosavy.com
4.3. Statistics cookies

Statistics cokies: Used to better understand how visitors use the website. They help collect and provide statistical information, such as the number of visitors, their behavior on the website, traffic sources and other performance indicators.

NamePurposeValidity periodDomain
_gaThe _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site’s analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors.1 year 1 month 4 days.gosavy.com
_guideUsed to distinguish website visitors1 day.gosavy.com
_ga_9C3MMFEDVWGA option – campaign tracking1 year.gosavy.com
_ga_*Google Analytics sets this cookie to store and count page views.1 year 1 month 4 days.gosavy.com
omnisendSessionIDThis cookie is set by the service provider ” Omnisend “. This cookie is used to determine a unique session ID. This cookie collects information about visitor behavior on the website for statistical purposes.1 hour.gosavy.com
_Secure-3PSIDCreates a profile of website visitors based on their interests in order to display relevant and personalised ads using retargeting.2 years.google.lt
__Secure-3PAPISIDCreates a profile of website visitors based on their interests in order to display relevant and personalised ads using retargeting.2 years.google.lt
__Secure-3PAPISIDThese cookies are used to serve ads that are relevant to you and your interests.2 years.youtube.com
__Secure-3PSIDThese cookies are used to serve ads that are relevant to you and your interests.2 years.youtube.com
soundest-viewsThis cookie is used to count the number of page views per session.Session.gosavy.com
_fbpStores visitor data and uses it for advertising and Facebook Analytics analytics3 months.gosavy.com
maxtfCollects information about user behavior on the website and is used to store statistical information on the Maxtraffic platformDay 1.gosavy.com
AECThis allows the owner to analyze specific behavioral and interest data (traffic data and data on user interaction with ads) and, if enabled, demographic data (age and gender information).3 months.google.lt
_hjSessionUser_211470Required to store a unique user ID1 year.gosavy.com
_gcl_awThe cookie collects information about ad clicks and stores this information in a first-party cookie.3 months.gosavy.com
__Secure-3PSIDCCUsed for application purposes to create a profile of a website visitor’s interests in order to display relevant and personalised Google advertising1 year.youtube.com
__Secure-3PSIDCreates a profile of website visitors based on their interests to display relevant and personalized ads using retargeting.  2 years.google.com
__Secure-1PSIDUsed for targeting purposes to create a profile of the website visitor’s interests in order to display relevant and personalized Google ads.2 years.google.lt
YSCThe YSC cookie is set by Youtube and is used to track views of videos embedded on Youtube pages.Session.youtube.com
_gac_UA-51997284-1Cookies store campaign information so that Google Ads can more reliably measure customer interactions with your business3 months.gosavy.com
__Secure-3PSIDCCUsed for application purposes to create a profile of a website visitor’s interests in order to display relevant and personalised Google advertising1 year.google.com
__Secure-1PSIDUsed for application purposes to create a profile of a website visitor’s interests in order to display relevant and personalised Google advertising2 years.youtube.com
_ga_QQ59L8356HUsed to track user interaction with the website, collecting statistics on page views, events, etc.1 year.gosavy.com
4.4. Technical cookies

Technical cookies: used to monitor and analyze website performance indicators. They help evaluate key performance indexes to ensure smooth website functioning and a better user experience

NamePurposeValidity periodDomain
_gsUsed to identify the user’s browser, operating system, IP address and the website they viewedSessiongosavy.com
_gwRecords the controls previously displayed to the user1 yeargosavy.com
__Secure-1PAPISID The cookie is required to use the website’s options and services.2 years.google.lt
__Secure-1PAPISIDCookie required to use website options and services2 years.youtube.com
LOGIN_INFOTechnical content recovery cookies2 years.youtube.com
SIDCCDownloads certain Google tools and saves certain preferences, such as the number of search results per page or the activation of the SafeSearch filter. Adjusts the ads shown on Google Search.1 year.google.lt
SIDSecurity cookie designed to confirm visitor authenticity, prevent fraudulent use of login details, and protect visitor data from unauthorized access.2 years.google.lt
SIDA security cookie designed to authenticate the visitor, prevent fraudulent use of login credentials and protect the visitor’s data from unauthorised access.2 years.youtube.com
PHPSESSIDStores the information you need when browsing the websiteSessionmano.gosavy.com
NIDStores visitors’ preferences and personalizes ads on Google sites based on recent searches and interactions.6 months.google.lt
CONSENTSaves visitors ‘ preferences and personalizes ads.16 years.youtube.com
_okayUsed for the Olark chat system. Required for website security.Session.olark.com
_okbkAdditional status informationSessionapp.gosavy.com
_okdetectUsed for the Olark chat system.Session.olark.com
_oklvUsed for Olark chat system. Used to improve performance.Session.olark.com
_oklahomaUsed for acceleration purposesSession.olark.com
_okacUsed for Olark chat system. Used to track settingsSession.olark.com
4.5. Advertising cookies

Advertising cookies: Used to provide visitors with personalized advertising based on their browsing habits and previously visited pages. They also help measure and optimize the effectiveness of advertising campaigns.

NamePurposeValidity periodDomain
HSIDDownloads certain Google tools and saves certain preferences, such as the number of search results on a page or the activation of the SafeSearch filter. Adjusts the ads displayed in Google search.2 years.google.lt
_fbpThis cookie is set by Facebook to display advertisements on Facebook or on a digital platform that uses Facebook advertising when the user visits the website.3 months.gosavy.com
_gcl_auThey use Google AdSense to experiment with the effectiveness of advertising on websites that use their services.3 months.gosavy.com
VISITOR_INFO1_LIVETrying to measure user bandwidth on pages with embedded YouTube videos.6 months.youtube.com
test_cookie Doubleclick.net sets this cookie to determine if the user’s browser supports cookies.15 minutes.doubleclick.net
IDEProvide ad serving or retargeting.1 year 24 days.doubleclick.net
SAPISIDDownloads certain Google tools and saves certain preferences, such as the number of search results per page or the activation of the SafeSearch filter. Adjusts the ads shown on Google Search.2 years.google.lt
SAPISID“Google collects information about videos streamed by visitors on the Youtube platform.2 years.youtube.com
SSIDGoogle collects information about videos broadcast by visitors on the YouTube platform and on maps integrated with Google Maps2 years.google.lt
SSIDDownloads certain Google tools and saves certain preferences, such as the number of search results on a page or the activation of the SafeSearch filter. Adjusts the ads displayed in Google search.2 years.youtube.com
SIDCC Downloads certain Google tools and saves certain preferences, such as the number of search results on a page or the activation of the SafeSearch filter. Adjusts the ads displayed in Google search.1 year.youtube.com
RULUses Google DoubleClick to determine whether the website’s advertising has been properly displayed.7 days.doubleclick.net
frProvide ad serving or retargeting3 months.facebook.com
CONSENTStores visitor preferences and personalises ads.90 days.google.lt
CONSENTStores visitor preferences and personalises ads.2 years
.google.com
APISIDPersonalises Google ads on websites based on the latest searches and interactions.2 years.google.lt
APISIDDownloads certain Google tools and saves certain preferences, such as the number of search results on a page or the activation of the SafeSearch filter. Adjusts the ads displayed in Google search.2 years.youtube.com
1P_JARBased on your recent searches and past interactions, personalized ads appear on Google sites.1 month.google.lt
1P_JARThe cookie provides information about the end-user’s use of the website and any advertising that the end-user may have seen prior to their visit to that website.1 month.google.com
yt-remote-device-idYouTube sets this cookie to save the video preferences of the user who is using an embedded YouTube video.Validity never expires.youtube.com
yt-remote-connected-devicesYouTube sets this cookie to save the video preferences of the user who is using an embedded YouTube video.Validity never expires.youtube.com
yt-remote-session-appStore user preferences and information about the embedded YouTube video player interface.Session.youtube.com
yt-remote-session-nameUsed to store the user’s video player settings when using an embedded YouTube video.Session.youtube.com
yt-remote-cast-installedUsed to store the user’s video player settings when using an embedded YouTube video.Session.youtube.com
yt-remote-cast-availableUsed to store the user’s video player settings when using an embedded YouTube video.Session.youtube.com
yt-remote-fast-check-periodUsed to store the user’s video player settings when using an embedded YouTube video.Session.youtube.com
yt.innertube::requestsThis cookie, set by YouTube, registers a unique ID that stores data about the YouTube videos viewed by the user.Validity never expires.youtube.com
yt.innertube::nextIdThis cookie, set by YouTube, registers a unique ID that stores data about the YouTube videos viewed by the user.Validity never expires.youtube.com

5. Google cookies

The Websites also contain certain components transmitted by Google Analytics and Google Ads, a web traffic analysis and marketing service provided by Google Inc. These are third-party cookies that are collected and processed anonymously in order to monitor and improve the performance of the main website and to display relevant advertising. Google Analytics uses cookies to collect and analyze anonymous information about the actions of website users. This information is collected by Google Analytics, which processes it to prepare reports for website owners on the activities carried out on the website. Google AdWords helps to optimize the content of the Website and display targeted advertising. More detailed information is provided on the following websites: http://www.google.com/policies/privacy/ and https://www.google.it/policies/privacy/partners/ .

You can opt out of Google Analytics in your browser by selecting the Google opt-out component. To disable Google Analytics, click on this link https://tools.google.com/dlpage/gaoptout .

6. General provisions

As a data subject, you have the following rights:

  1. The right to be informed about the processing of our personal data.
  2. The right to access your personal data that we process.
  3. The right to request the rectification of your personal data if it is inaccurate or incomplete.
  4. The right to request the deletion of your data.
  5. The right to request restriction of data processing.
  6. The right to object to data processing.
  7. The right to data portability.
  8. The right to file a complaint with the State Data Protection Inspectorate.

If you intend to exercise your rights, you can contact the Company by e-mail dap@savy.lt. Please note that when exercising your rights, you must properly confirm your personal identity. Therefore, when intending to send a request to the Company, you must confirm your personal identity in accordance with the procedure established by legal acts using electronic communication means that allow you to properly identify yourself.

We do not carry out profiling that may have legal consequences or significantly affect you, but when providing personalized marketing offers, you may be assigned to the appropriate customer category. In this regard, you have the right to request human intervention, express your point of view and contest the decision. If you have given your consent to receive Direct Marketing communications, you have the right to withdraw this consent at any time by contacting us by e-mail labas@savy.lt or by clicking on the link in the e-mail that allows you to opt out of receiving direct marketing communications.

If you believe that we are improperly processing your data or not implementing your rights, you can file a complaint with the State Data Protection Inspectorate (at L. Sapiegos g. 17, LT-10312 Vilnius or by e-mail ada@ada.lt), but remember that we are always ready to resolve any issues with you.