Mortgage loan
Are you choosing a home, dreaming of a countryside retreat, planning to buy a plot of land, or looking to borrow or refinance existing obligations using your property as collateral? By securing your mortgage loan with either a property you’re buying or one you already own, you can access funds on much better terms than without real estate as a guarantee.
Mortgage loan calculator
SAVY – an investment and financing platform, and a pioneer of the peer-to-peer lending culture in Lithuania. We operate responsibly, are supervised by the Bank of Lithuania, and our sustainability is confirmed by multiple awards as one of the fastest-growing companies, the ‘Gazelle’ awards.
About the SAVY mortgage
Mortgage up to €100,000
Up to 10-year term
Decision within 1 business day
Annual interest rate from 6%
Flexible conditions secured by real estate
Loans secured by real estate
Property-backed consumer loan
Planning to renovate your home, buy a car, cover medical expenses, or make other major purchases? A SAVY personal loan secured by real estate is a great choice for those with big plans. By using your property as collateral, you’ll enjoy better and more flexible terms than loans without security. No down payment is required for a property-backed personal loan, so you can select €0 in the calculator.
Property-backed refinancing
Do you have high-interest debts? Combine them into a single loan and pay lower monthly installments. SAVY refinancing with property as collateral lets you benefit from lower interest rates and more convenient terms. By securing the loan with your property, you can reduce your monthly financial burden. No down payment is required for a property-backed refinancing loan, so you can select €0 in the calculator.
Mortgage loan secured by property
With a home loan, you can purchase various types of real estate: completed or under-construction houses, apartments, countryside homes, or plots of land. On the SAVY platform, we give you the opportunity to acquire property under favorable and flexible terms. By using your property as collateral, you can borrow a larger amount and benefit from lower interest rates. A minimum down payment of 15% is required for a mortgage loan.
Why choose property-backed refinancing?
By refinancing your debts with property as collateral, you can:
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Access better loan terms – enjoy lower interest rates and more flexible conditions than unsecured loans.
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Reduce monthly payments – favorable terms make it easier to manage your budget.
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Combine multiple loans into one – simpler administration and lower contract fees.
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Obtain additional funds – if your property’s value exceeds your debt, you can borrow extra for personal needs.
If you own real estate, this can be a smart way to optimize your finances and reduce borrowing costs.
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