Why should you invest in the SAVY platform?

Regulated
Established in 2014, we are P2P lending pioneers and our activity is supervised by Bank of Lithuania.

High investment return
Weighted average interest rate – 16%.

Easy to start
Easy to get started with low risk – you begin by investing just 10 Euro. Once you’re happy, you can increase your investments at any time.

Start for free
Safely witness the growth of your money and enjoy first 6 months of free investing. Later, a 1 EUR/month Investor Service Fee applies.

Diversification
Different investment possibilities to suit your appetite for risk and reward. Choose from 3 loan types – consumer loans, mortgage loans and business loans. You choose the interest rates, terms and risks to match your investment preferences.

Liquidity
Access your cash if you need it. Investments can be sold quickly and conveniently in the secondary market at any time.

Reliable and transparent investments
Our responsible lending practices ensure all loans are thoroughly evaluated by our professional team. Just 5% of borrowers are late to pay their installments for more than 90 days.

Co-investing
We share the risk with you by investing not less than 12 % of the total credit sum of all consumer loans.

Risk control
Decrease the risk of loss by investing with Investors’ Fund which compensates the balance of the loan and accrued interest if the Borrower is late for 90 consecutive days.

User-friendly
Experience the advantages of investing through our mobile application.

European peer-to-peer and crowdfunding platform providing double-digits returns!

 

Interest paid to investors

Minimum investment

The size of our active investor community

%

Historical average annual interest rate

The amount saved in the Investors’ Fund to compensate losses

 
Loan number : 870803
Consumer loan

Loan type

30000

Loan amount

14 %

Annual percentage rate

84 mėn.

Term

A1

SAVY credit rating

0.3 %

Probability to default

 
41.29% 12386€ / 30000€
Loan number : 869796
Consumer loan

Loan type

12000

Loan amount

14 %

Annual percentage rate

84 mėn.

Term

A2

SAVY credit rating

0.57 %

Probability to default

 
47.88% 5746€ / 12000€
Loan number : 868248
Refinancing

Loan type

17000

Loan amount

15 %

Annual percentage rate

85 mėn.

Term

C1

SAVY credit rating

2.68 %

Probability to default

 
63.75% 10837€ / 17000€
Loan number : 870865
Consumer loan

Loan type

70000

Loan amount

13 %

Annual percentage rate

12 mėn.

Term

B

SAVY credit rating

1.06 %

Probability to default

 
71.31% 49920€ / 70000€
Loan number : 870987
Consumer loan

Loan type

10000

Loan amount

15 %

Annual percentage rate

60 mėn.

Term

C3

SAVY credit rating

5.61 %

Probability to default

 
72.13% 7213€ / 10000€

How to start investing

SAVY – is the first peer-to-peer lending platform in Lithuania. SAVY provides investors with an opportunity to grow money by lending to carefully assessed people and businesses.
Become a part of SAVY investors community and start investing today! Just follow these simple steps:

Register

Connect an existing or create a new “Paysera” account

Create auto-investment profiles or invest manually

Manage your portfolio - invest manually, update auto-investing profiles, buy and sell on the secondary market

SAVY investing benefits and guarantees

Regulated by Bank of Lithuania

All our activities are regulated and controlled by Bank of Lithuania. The SAVY platform operates in accordance with the license granted by the Bank of Lithuania.

Risk control

Risk control Decrease the risk of possible losses by investing in the Investors’ Fund to get your investments back. The Fund will automatically compensate the balance of the loan and accrued interest if Borrower repayments are over 90 consecutive days late.

Liquidity of investment portfolio

Get your investments back quickly and conveniently by selling loans in the secondary market at any time

Secured Money

Your money is always secure, because it is kept in your “Paysera” electronic account. Your money always belongs to you.

Auto-investing

Choose your investment criteria and your specified amount will be automatically invested into a matching loan.

Transparent and reliable environment

Every borrower’s credit history is thoroughly checked by our professional team, and only 7% of applicants are accepted into the marketplace. We provide information about return of investment and possible risks so you can make informed decision and control your earnings.

Effective debt collection

Our team of professionals operate an effective debt collection process from the first days after a missed monthly payment until final loan recovery. That’s why only 5 % of borrowers are late to pay their installments for more than 90 days, the best ratio in the Lithuanian P2P market.

gauti paskola
 

Join the SAVY Investors community today

Register as an investor and earn higher returns today.
Choose the SAVY platform and easily manage your investment portfolio.

🚀 Start Investing

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