Why should you invest in the SAVY platform?

Regulated
Established in 2014, we are P2P lending pioneers and our activity is supervised by Bank of Lithuania.

We provide investors only with carefully selected and evaluated applications. Additionally, we share the risk with investors and invest in all consumer loans together with you. Due to responsible and transparent risk assessment, the share of loans that are more than 90 days overdue is low and currently amounts to about 5%.

High investment return
Weighted average interest rate – 16%.

Easy to start
Easy to get started with low risk – you begin by investing just 10 Euro. Once you’re happy, you can increase your investments at any time.

Start for free
Safely witness the growth of your money and enjoy first 6 months of free investing. Later, a 1 EUR/month Investor Service Fee applies.

Diversification
We are the only platform that allows you to invest in four types of loans: consumer loans, real estate-backed mortgage loans, business loans, and real estate development loans. You choose the interest rates, terms and risks to match your investment preferences.

Liquidity
Access your cash if you need it. Investments can be sold quickly and conveniently in the secondary market at any time.

Reliable and transparent investments
Our responsible lending practices ensure all loans are thoroughly evaluated by our professional team. Just 5% of borrowers are late to pay their installments for more than 90 days.

Co-investing
We share the risk with you by investing not less than 12 % of the total credit sum of all consumer loans.

Risk control
Decrease the risk of loss by investing with Investors’ Fund which compensates the balance of the loan and accrued interest if the Borrower is late for 90 consecutive days.

User-friendly
Experience the advantages of investing through our mobile application.